Factors that make Zakaat compulsory

Q: I borrowed some money from my mother to buy a car. We used that money to pay for the car and I will be paying her back every month. Will zakaat have to be paid on that amount if it is already used in buying the car? 

Q: About 2 years before, my father developed dementia, his health declined and he was not in the right state of mind to handle his finances which we took control over. Zakaah on his wealth was not discharged at the time. Is it necessary for the heirs to pay the zakaah for these years on his behalf?

Q: With regards to the estate of the deceased, if money or gold has not yet been distributed between the heirs and a year passes, is zakah due on that wealth?  

Q: I have always had this doubt whether I am eligible to pay zakat for the jewellery which is promised to be mine by my parents but I have never had possession of it. It is there with them with my permission only and they used it for gold loan purposes.

Q: I contacted a company in China to manufacture goods for me. After placing the order, they will have to make the goods for me and thereafter ship it to South Africa. If my zakaat date comes in between and I have not yet received the goods, will I include the value of these goods in my zakaat calculation?

Q: My mother passed away in December 2023. She pays her zakaat in Ramadan. One year has not passed since the last Ramadan. Is there an obligation to pay zakaat from the estate.

Q: If I get 5 lakhs money 2 days ago and zakat will be due on during this Ramzan, will zakat be fardh?

Q: In our time, there are wealthy Muslims to take out loans from the bank for tens of millions of rands for the purpose of business, e.g. constructing an apartment block. Or taking out a mortgage for buying a home. Please advise:

(1) If the amount loaned exceeds their Zakaat asset value, does that mean these Muslims do not have to pay Zakaat, and that they are also eligible to receive Zakaat?

(2) Likewise, is it better for them to use money to pay off debts or Nafl Sadaqah/Lillah projects?

Q: Please advise regarding security deposits paid to the municipality or landlord. Do I include it in calculating my assets for nisaab amount? How would this affect the receiving or payment of Zakaat?

Q: I have a plot for investment purposes worth 70 lac rupees. How much zakat do I have to pay on it?