Zakaat

Q: Before I got married, my parents used to pay my zakaat. They used to pay it in Ramadaan.

After I got married, for 3 years I never worked out my zakaat in Ramadaan and it got left till last year. On the 1st of Zul Hijjah, I went and got my jewellery weighed and sorted out my zakaat. Gold was at its highest that it has been in years that time so I paid that amount for all the years as the jeweller said that it will be higher than the other years that I never pay. Alhamdulillah I payed off everything last year. I wanted to know for this year, am I supposed to calculate my zakaat in Ramadaan or should I now calculate it on the 1st of Zul Hijjah?

I did not calculate it in Ramadaan this year as I thought I should value it that same day as I did last year.

Q: Can you please advise me on the following matter:

I am and have been using my Zakaat money to distribute monthly food hampers to poor and destitute Muslims. Many of my friends and family have observed this and have now given me their Zakaat / Sadaqah / Lillah, etc. obligations to discharge on their behalf.

With this in mind the number of recipients whom I distribute to (all of whom are Muslims) have also increased. This has become a very labour intensive exercise for me to accomplish on my own. I have thus secured assistance - some externally (also Muslims) and others from within the people who receive these hampers from me to sort, pack, get ready and distribute these hampers.

The following are my questions:

1) Can I pay these persons who assist me from the monies given to me especially in terms of the Zakaat and Sadaqah?

2) If yes, is there a percentage that I should consider to cover those expenses

3) If no, can I increase the hamper size of the “helpers” who are Zakaat recipients in lieu of payment for assisting me Can you please advise me on this matter?

Q: We purchased a property in the auction in June 2019 (after zakaat calc for that year). We paid the auctioneer 10% commission and 5% deposit. The deposit was transferred to the conveyancing attorney and we further paid the attorney fees and transfer duty (these monies were misappropriated by the attorney). The balance of the purchase price was paid to our attorneys and placed as guarantee to the favour of the seller to be paid on transfer of the property. The property transfer eventually did not materialise due to various issues. The deal was formally cancelled on 11 May 2021, after zakaat calculation for this year.

1. Is zakaat payable on theses monies for the 2020 and 2021 years as we have now received refunds of these monies from the auctioneers and our attorney.

2. Also, monies misappropriated. We are still trying to recover this. What would be the position of zakaat on this?

Q: My brother-in-law is a poor person and he lives in a house owned by his wife (my sister). My sister has gold jewellery and she pays zakaat on it regularly.

1. Can I pay my zakaat to her husband who can do business or spend that money on his wife and children?

2. Can my sister give her zakaat to her husband but she has no source of income and she pays her zakaat from the pocket money that she receives from her parents?

Q: I have taken over a running business in January of this year (2021). I am owing on this business for the next three years. With regards to zakaat, do I commence paying immediately or after 1 lunar year?

Also, for the merchandise on hand, when calculating zakaat do I use the cost price or the selling price of the goods?

Q: My wedding jewellery set is now lost for two years. Until last year, I paid zakaat on it thinking that I would find it. At present, it is still lost. Should I continue to pay zakaat on it?

Q: A person took a loan of R5 million from the bank which is payable over 10 years. R500 000 is payable every year of the principle debt as well as R50 000 interest.

1) When calculating zakaat, will one deduct the entire amount of R5 million as his debt or only the amount payable for the current year of R550 000 (R500 000 principle and the R50 000 interest)?

2) Does one include the interest owing as part of his debts for the zakaat calculation?

Q: Someone owes me money, but a few years have passed and he is not returning it. Can I use that amount to discharge zakaat to him if he is eligible for zakaat, or should I give it to him as sadaqah?

Q: If a person wishes to settle the debts of a deceased individual by using his (i.e. the person's - not the deceased's) zakaat money, whilst the deceased was eligible for zakaat, then is this permissible or not?

Q: I bought a land as an investment, but I do not have a clear view on when I will sell it. I have not put it up for sale yet. Do I have to pay zakaat on its value or will zakaat only be applicable when I put the property up for sale?