Zakaat

Zakaat questions

Q: Is it permissible to give zakat to a brother/ sister, in the following scenarios?

1. He lives in UK with wife and kids, he owns almost everything, yet has outstanding mortgage (with interest), can zakaat be given to him so he may
discharge that mortgage? Can zakaat also be given to him for other expenses whilst his mortgage still exists?

2. He does not have a house, is single, no job, has a car, receives benefits inside UK, owns a small piece of land overseas where he will eventually build
a house, and lives in his unmarried sister's house, he also has savings of £12000 in a bank, can zakat be given to him?

3. She lives overseas, is married with children, all over 18 years of age, the husband and 2 sons do work, but earn just enough to live comfortably,
they own their house, and have almost everything they need for example washing machine, tv, cooker etc. however they do not have savings etc. So
they are not obliged to give zakat themselves, can zakat be given to them? If yes, can zakat be given to them up until the point they themselves get in to
a position where zakat becomes payable by them?

4. Does the husband have to pay zakat for his wife's jewellery, where is claims she is the owner of it?  Is the wife not obliged to pay it herself?

Zakaat on a joint loan

Q: Myself and my husband had taken a home loan of 12 Lakhs (Joint loan, interest based) in 2006. We got rid of the loan in 2010. To calculate my Zakat for these years, should I deduct my assets from 12 lakhs or 6 lakhs? For 3 years I was paying whole of the installment, 4th year onwards both of us paid half and half.

Zakaat related questions

Q: Me and my brother take care of my uncle's family and their monthly needs (grocery rent etc). My question is that as it is the month of Ramadaan , I need to pay zakaat so can I use to zakaat money I owe this year to maintain their daily needs for the next month. I am concerned because I manage their expenses every month from my own money, so is it fine to use zakaat money this time?

Second question: My mother has some 10 grams of gold and my father passed away. Do I need to consider the gold as my belonging while calculating my zakaat?

Zakaat on an investment

Q: I'm the executor of my dads estate. One of the bequests was to pay my younger sister a stipulated accumulative amount on maturity of a fund that's held at Oasis. During this period of maturity which might take a few more years to earn. The amounts accumulated over the last 4 years,do we have to pay zakaat on the current amount, and the amounts over the last 3 years? The account is on my sisters name who is of age, although i'm in control of the account.

Upon which price should zakaat be calculated?

Q: I am in possession of a collector's coin set of several silver coins that I need to include in my Zakaat calculation. I understand that the value of the coin set is dependent on the current market value of the particular coin set, and not on the market value of silver. Searching online, authentic retailers are selling this coin set at several prices, with the lowest price being R3 250.00 and the highest at R3 600.00. There are several different prices in between. I have emailed other popular retailers whose prices are not mentioned online, requesting their prices for this particular coin set. Insha-Allah, they should respond soon. Depending on the response of the other retailers and the current pricing information, how should I calculate the 'market value' of this coin set for my Zakaat calculation?

Zakaat on retirement fund

Q: I have a retirement fund called 401K where I contribute certain amount of money every bi-week and the employer matches certain percentage. I can withdraw the money if I wish but before the age of 59 and half if the money is withdrawn there is a penalty and tax burden involved. The question is whether I have to pay zakaah on the this and if I have to what would be the correct way to do this?

Remainder money that was collected for a function

Q: I have a question regarding some money left unused post event. At a college function I and my class mates were organisers and we collected money from mates and juniors. The intention was clear that all money should be used, but some amount has been not used. So now who is the shari'ee owner of that money? Is it permissible for me to take back money which I had given for the event? My mates have an excuse that we were helping physically and fancially? Not the others. Do organisers have the right to take the money only what they have given or whole amount? If not what is the shar'ee hukum?

Raising funds using videos

Q: A charity trust run under the stewardship of scholars is doing fund raising by means of video appeals in the Masjid Jamat Khana. In these videos faces of people can be seen. Ulama condone this by attending the programme in the Masjid. Is raising funds in this way permissible and is it permissible to broadcast such videos in the Masjid Jamat Khana?