Loans & Debts

Q: I have seen an advert which offers paying a fixed amount per month for a vehicle valid on the Guaranteed Future Value Scheme. Is this permissable? If so, is it advisable?

Q: The prize bond business and saving is halal or haram?

Q: My question is in business if some one lends money to other company for help and that company returns money very late but returns with extra money added. Should we keep that extra money or return? Please make a point that the lender got loss in business because of the borrower returning the money late.

Q: I have a house. I borrow some money from one person and I give him my house for one year. After one year, I take back my house and pay back his money. Is this permissible?

Q: I work with a company and its operate a cooperative where any employee can be saving any amount from his or her monthly salary. And one can choose to collect loan and he will pay 10% interest of the amount he collected over period of time. Then at end of every year the 10% interest collected from those people that collect loan will be shared among the people that are saving money in the cooperative including those that collected loans and paid the interest. So my question is; is the transaction halal and the interest one paid and received?

Q: Is it permissible for a Muslim to take loans for their business or making homes of  their own?

Q: Say, suppose, I had borrowed some money from a certain person (not specific) about few years back. When I return the money to him, do I return the exact amount or should I include some extra amount accounting for the inflation that would have occurred during the years. Would including the extra amount mean I am giving interest and would it be a haram?

Q: If a person has a debt owing to another person and they pay them back a little more than they originally owed them, e.g they owed £90 but gave them £100 back, out of nothing more than goodness, is this considered riba? Must the exact amount be paid back?

Q: In islam, is there any kind of method to buy a house. I am living in Europe and I can't afford to pay all the money. I am living in a house of rent and paying 500 euros rent per month.

Q: I am from India. We are three bothers and we have only one home. With the grace of Allah (Ta'ala) coming year I will get married. So, I was thinking of buying a home. As I don't have enough money. I need to take a loan. But here in India we don't have Islamic banking. And I don't have other means to get that required amount. What is best for me? As there is Riba involved if I want to buy a flat from the banks which follow non-islamic banking.