Q:

1. Could you please explain the rulings regarding Banking with Islamic Banks (Absa Islamic, Albaraka, Etc). A friend of mine said to me it is all a scam and the Scholars involved are there to make a quick buck, and I should regard the profits as interest? Is this correct and what is your advice and explanation if possible, as i would like to take it up these banks for an explanation?
2. Similarly, what is the ruling regarding investing in Equities with scholars on their board (Albaraka Futregrowth, Oasis Cresent, Etc.?)

Q: A friend of a friend owns an elderly cat who is quite ill- heart trouble and kidney disease etc. Vets have told her not to waste money on medication but rather have the cat put down to put it out of its misery.  She wants to know if this is jaaiz. Very interesting question.  Basically is euthanasia allowed for animals?

Q: Please provide advices for a man who seems to be having low levels of potency.

Q: A husband and wife are studying. Can they use contraceptives till the end of their studies to afford them more time to study?

Q: Is auto circumcision, i.e.: those who keep their foreskins permanently retracted recognized as a valid circumcision in Islam? After all, it meets all the requirements for circumcision in Islam, i.e.: by exposing the entire glans and ensuring that the private parts are clean before offering prayers. The only difference is that the foreskin is NOT REMOVED. Besides, by keeping the foreskin permanently retracted, the person already has the desire to be circumcised even though he has not undergone the operation.

Q: Is credit insurance permissible i.e. to secure high risk debtors against payment default, there are companies such as Credit Guarantee that take a percentage of the invoice value of the particular debtor with the agreement that should the debtor default on its payment to the company, then Credit Guarantee would make good the payment to the company.

Q: Generally, in what avenues can interest money be spent? Is it also permissible to pay traffic fines with interest money?

Q: We do not charge interest on overdue accounts, but we find that because of this, both Muslim and non-Muslim companies take advantage and delay the payment of their accounts. Is it permissible to charge interest on their overdue accounts because of this? If it is permissible then what should be done with the interest money? If not, then what is the alternative?

Q: I'm in my 2nd year, studying accounting. I read the following hadith the other day: Allah's Messenger (sallallahu alaihi wasallam) cursed the recipient of usury (interest), and its giver, and one who records it, and the two witnesses; and he (sallallahu alaihi wasallam) said, "They are all equal (in sin and penalty)" as narrated by Hazrat Jaabir bin Abdullah (radhiyallahu anhu). I am now worried, as an accountant will record interest when doing accounts. What should I do?

Q: 

1. In Islam, is it compulsory upon a person to exercise equality between his wives?
2. In which aspects does the husband have to exercise equality amongst his wives?
3. If a person has two wives, one young and one old, is equality waajib between both?
4. Can you explain the method of equal distribution of time between wives and does equality of time extend to the day as well or is it restricted to the night?
5. How will the husband divide his time equally amongst his wives if he works during the night and is free during the day?
6. Is there equality in sexual relations i.e. the number of times the husband had relations with one wife, is it compulsory upon him to have relations with the other wife the same number of times?
7. Does the husband still have to maintain equality in the night turns when he is ill?
8. Is there any sin if one perceives more love within his heart for one wife, though he shows equal attention and maintains equality between his wives?
9. Is equality waajib during a journey?