Not making a vow verbally

Q: I remember that I did not make any vow or verbally utter any vow to read 8 rakaat shukriya nafil namaz. Only a thought came and I read. Still, that thought is confusing me that it was a vow and I am getting scared of those thoughts. I am getting thoughts that I made vow verbally, but I don't remember making a vow verbally. I am confused whether it was verbally or not.

Woman working

Q: I am a mother of 3 kids. Few years ago, I used to work as a daily wage lecturer in a college. I left my job to take care of my kids. Now I came to know that my fellow colleagues have all been ranked permanent by the government. My kids are now school going and I feel very depressed at home although I have a loving husband who earns well masha-Allah. Sometimes I regret leaving my job. I feel stressed and awful. Kindly I need good advice.

Discharging the market value of goods for zakaat if one does not have cash

Q: I have a retail business that's just breaking even month on month, alhumdulillah. This year has been my hardest year and revenue is declining. I have approximately R2.8mil in stock that is very slow moving and I want to know, how do I go about paying the zakaat on my business this year? The revenue generated weekly is used for salaries, day to day expenses and purchasing of fast selling goods. There are weeks that I don't take any wage, so I need to plan ahead, so that my business zakaat can be discharged accordingly. My zakaat date is 1st Rabi Al Awaal