Waseelah

Q: Is waseelah haram in Islam. If it is permitted then kindly, give the proof. Some People believe that prayer is accepted immediately if you give reference in dua like: O God ! Accept my prayer due to prophet Muhammad (Sallallahu Alayhi Wasallam), as he is the beloved one. Why most Muslims do this as nothing is required BTW god and his slave. We can communicate with god directly. Give me proofs or else I can not believe in such things as I am confused. Dr Zakir Naik explained that it is haram.

Marital issues

Q: I am married for four month. My wife doesn't initiate sex with me, every time I have to go close to her to do sex. In Islam can a husband can kiss his wife's private part? I am frustrate because my wife doesn't show her feelings toward me.

Remaining unmarried

Q: Is it permissible in Islam to remain unmarried for a girl? I mean I am twenty two years old. I don't want to do nikaah to anyone. I want to live my life without marriage and also being in the ibaadat of Allah Ta'ala till my last breath. According to Islam, is it permissible?

Getting married to a person who is committed to Deen

Q: I love a girl, she is Agha Khani and she loves me too. She sits in i'tikaaf for me. She done all things even hijab. After a few days her mother asked why are you wearing hijab, and my family knows I love her and, her family knows she loves me. Now our families are not agreeing. What should I do?I will do any thing for her. I am facing very big problems. Please help me as soon as you can.

Student loans

Q: Six years ago I applied and received a student loan from Iqraa Trust. At this point in time I was not aware that majority of their funds received is Interest money from financial institutions. My questions are:

1. Have I committed a sin by accepting the student loan without knowing it is interest?

2. Can I repay the loan that they gave me using Interest money?

3. Will students who know that it is Interest money but accepts it as a student loan to be repaid back be sinful?

Make maaf for asking such a question, but after doing some research I found out that their is no Aalim on their board or who is associated with them that could guide me on this issue.