Woman selling her gold to go for Hajj

Q: A women in her near 60's is diabetic, has blood pressure issues and foot corn such that if she walks much she get's pain in her legs. 

Now when she was married many years back, she was gifted some gold such that if that is sold she can pay for hajj. Initially she didn't do so. Now, she can only do hajj by selling the gold. She doesn't earn otherwise. Would hajj be fard on her?

Woman using nail polish to please her husband

Q: My husband really likes red nail polish on my hands and feet, but I also want to pray properly. I have to remove my nail polish every time I make wudu, which is becoming very difficult. 

I’ve heard about halal/water-permeable nail polish. After making wudu, if I apply it, can I pray with it, or does it still need to be removed before every wudu? Or can I put it on after shower or wudhu and keep it on till next shower? 

Please guide me, as I’m very confused and no one has been able to give me a clear answer.