Q:

1. In Islam, what is the perspective on self-esteem and how can it be increased?

2. What is the Islamic perspective on self-confidence and how can it be increased?

Q:

1. Is it a sin and a spiritual disease to talk to Allah (SubhaanaHu Wa Ta'alaa) all the time verbally or in heart? Does it count as talking too much? And can one talk to Allah (SubhaanaHu Wa Ta'alaa) about things that are not related to Deen, like when someone see a bird or an animal or something permissible to see, they say to Allah (SubhaanaHu Wa Ta'alaa), "What a beautiful bird You have made."

2. How casually can one speak to Allah (SubhaanaHu Wa Ta'alaa)? I have had very little friends and I don't talk a lot with my parents nowadays. But, I speak casually to Allah (SubhaanHu Wa Ta'alaa) like He is a friend. I don't speak with disregard for His station, that is He is our Master. I also see Him like a child sees a parent, like a caretaker. Is it permissible to speak casually? I'll feel depressed if I can't.

Q: This time of the year sees many people completing Hifz and other courses. People are holding functions (jalsahs) at halls and other venues inviting family and friends. Often the number of people invited are over 200 and 300 people. 5 course meals are served and alot of expense is incurred in feeding people as well as decor and gifts. The men and women are often separated. Is there any Islamic/Sunnah practice regarding holding such events?

Also, is it permissable to attend such functions and accept the invitation?

Q: The imaam in the Fajr Salaah recited Qunoote Naazilah. During the Qunoot, he read the following in error: ولا يضل من عاديت

Will the salaah be valid in such a situation or will it break?

Q: I have taken some money from a friend from Australia. While taking the money, I planned to work abroad so that I can earn big amounts and pay back the money. I want to ask that now I am not in a condition to return the money. Is that a sin for me? What should I do? The person hasn't asked me for the money, and knows that I am not in a financial condition to return the money.

Q:

1. I had a missed miscarriage at 8 and half weeks of pregnancy. I conceived at a late stage as I was blessed with nikaah much later in my life. I am much devastated with the miscarriage.

My question is, will the miscarried foetus go to heaven or it never existed (as if there was no rooh in it)?

2. Furthermore, I had a dnc done but after three weeks post procedure I'm still bleeding. Please advise on the process for salaah and Quraan. 

Q: My question is, "The tenants of mosque shops are not ready to pay rent at the current prevailing market rates. Their argument is that they have been leasing these properties for generations. I am seeking a fatwa as a solution to this matter. The shops were initially under an agreement process. Please advise."

Q: Can I utter words of (wishes/desires) in my dua. Example "Oh Almighty, please fulfill 'my desires and wish of a second marriage.'"

Q: I often sell goods on lay-by. It is becoming more frequent that the buyer cancels the lay-by after having paid part of the agreed amount. I then refund him the paid amount.

When this happens, is it permissible for me to charge the buyer a handling fee or admin fee of say 10%?

Q: Say for instance it is Ramadhaan now and it is Monday today. I intend travelling more than safr distance tomorrow. I will be flying at 8am (after sehri time). Is it permissible for me not to fast? Or is it only permissible if I am already travelling at the time of sehri?