Charging a fee with instalments

Q: I'd like to know if a bank provides a service to purchase things on instalments of 6 months for example at a 0% mark up but charges a small fee for it, would that be considered as interest? Is it halal to avail this offer? Here's what they say:

Instalment Plan

Shariah Compliant

No processing fee

Payback in easy instalments

No extra charges

How it works? Select the product, choose the plan of your choice - 3, 6, 9 and 12 monthly instalment plans available. Apply online.

Separation with the intention of divorce

Q: If I ask my husband 3 times to separate from me, is it considered khula? I was living in a different country at the time and could not return to the original country where our nikaah was to file for separation myself. In the papers he even wrote that he is doing this on my request. This happened about 4 years ago and we would like to reconcile. Will we be able to get married again without any issue?

Meaning of 786

Q: I have a question regarding 786 numbers.

1. What is the meaning of 786?

2. Is it permissable to buy and sell 786 cell numbers and licence plates?

3. Also is it permissable to sell a licence plate if someone offers a high price since it is nice numbers like 1001

Abortion

Q: I am a Muslim woman that committed zina and now I am pregnant. My husband does not know. When I had my last child the doctor told me that I cannot fall pregnant again because this time me or the baby will die. I want to know if I can have an abortion. I am 6 weeks pregnant.