Q: What kind of thing is life insurance?

Q: If person A is in debt, can person B pay zakaat directly to the creditor? Does B have to inform A that he is paying Zakaat directly to the creditor?

Q: I just wanted to know if one can take out life insurance policy? Also if one can take out funeral insurance policy where the family is covered in case of death for funeral expenses?

Q: If you've had a sexual dream about your husband and think you've orgasmed, do you need a ghusal?

Q: A boy married a older girl without the consent of his parents in the presence of two male witnesses. Now if he wishes to tell his parents about it and they ask him to divorce the girl, will that be correct? Just because they against him marrying someone older and a few people in the family have spoken ill of the girl thus making his parents believe she isn't a good girl. Does he have to follow his parents and divorce the girl or should he remain married?

Q: If a girl is married and in a joking form if a cousin brother gives her a ring and told her that this is an engagement ring, then that girl denies is and then he said he is just kidding and the girl is sure that she is married and she doesn't take her cusion brother more than a brother, so she took this as a gift and wore it on the right hand and when he left, she removed it. Is her nikaah with her husband effected?

Q: I wanted to know if two partners play and had oral sex and semen was swallowed, would that render a person's 40 days prayer not accepted? I know oral sex is abhorred upon in Islam but what if it happened?

Q: Is it permissible for a Muslim lady to tint her hair for her husband only?

Q: In a banking institution the only income they do earn is through Riba. There is no other income generation process involved in a Bank's system. And it means, a bank is paying salaries and profits to all of its employees and partners through the generated income which is nothing but Riba. In that scenario, how can it be legal for an employee to receive such an income which he knows that is paid to him through Riba, and at the same time he knows that he is a part of the machinery where business is nothing but to generate Riba income. In my opinion it becomes totally invalid for a muslim to be associated with a banking institution. Am I right?

Q: Whenever I start sleeping I have some sexual thoughts or dream in begining of sleep and I feel wetness. I don't know that these are just the thoughts or it is dreaming but I am sure that I don't remember any sensation or vaginal throbbing so this is wet dream or not? This happens to me almost everyday.