Interest and Gambling

Q: Can I use interest money for victims in Turkey and Syria?

Q: I have a tyre repair shop. I want to get this RMI Accreditation for it. Its like a motoring board and carries weight in the vehicle repair and service industry.

One of the requirements in order to be accredited is that I must have a 3rd party insurance to the value of 500k. So if something happens to the customer's vehicle in the shop or a customer's vehicle gets stolen or damaged, etc. the insurance will cover the vehicle.

So the insurance won’t be for my business, it will only be 3rd party to cover the customers vehicles, etc.

Is it permissible to take out that insurance to get the accreditation or must I stay away from it completely. 

Q: A family member's car was stolen. They are getting paid out by the insurance. They have been accredited for Hajj today. Can this insurance money be used to perform Hajj?

Q: I have a workshop where I repair vehicles. In order for me to be accredited I have to take out a third party insurance in case any customer's vehicles get damaged at my workshop. If I do not take out this third-party insurance, I will not get accreditation.

Is it permissible for me to take out this third-party insurance?

Q:

1. Can I use interest earned on a savings pocket linked to my main account to offset bank charges on the main account?

2. Can I give the interest earned on the savings pocket to a family member who is in an overdraft?

Q: Discovery have come out with a “shariah” compliant medical aid scheme.

Is this permissible?

Q: I live in Europe and I need some money and there is no one to help me. The bank is ready to give me a loan but they want it back with interest. For example, if I get 5000, I have to return 5500 in two years. I know it is not halaal, is there any way to make the amount halaal for me?

Q: There is a loyalty club business where you pay for a yearly membership and get discounts on a variety of stores. The company also gives you free entries into bi monthly prize draws to win a car, etc.

Since we are not paying money for the entries but are paying for the membership, will it be considered halaal if we win a prize?

Q: Can I assume that all the secular banks in the country deal in riba if I live in a kafir country or would I be sinful for assuming evil of people without proof?

Q: Scenario:

I met up in an accident some time ago. The back bumper and other parts were damaged. I then met up in a second accident and, the car was damaged at the same place before I got it fixed. The person with the second accident has insurance.

So will it be permissible for me to claim the complete cost of it and not tell them that the car was in an accident before. If I do tell them that the car was in an accident before, the insurance company will not pay anything for the damaged.

Will it be permissible for me not to tell them and claim the entire amount from them?