Conditions & Fundamentals of Hajj and Umrah

Q: What if a person does not do his tawaaf-e-ziyaarah before the sunset of the 12th of Zil Hijjah?

Q: The Saudi authorities have included a considerable area of Muzdalifah into Mina proper and named it as New Mina and they accommodate pilgrims in this area as if it is Mina proper. However many haajis returning from Arafat in Haj also spend the night here as for all practical reasons it is actually a part of Muzdalifah as per the boundaries that existed during Prophet's time. So does Wuquuf of Muzdalifah of these Hajees get fulfilled? And also then what is the status of haajis who are lodged here (New Mina) instead of within the actual boundaries of Mina as it existed during the Prophet (Sallallahu Alayhi Wasallam's) era.

Q: I have a few questions regarding hajj.

1. For example while in Ihram can one wipe his head and face with a small hand towel as it is going to be hot, especially in arafah?

2. While in Ihram can one use toothpaste to brush?

3. When you are in Ihram can one wear a dust mask as they are sensitive towards dust and fumes?

Q: Please advise as to the amount of hair (for a female) that should be cut on completion of Umrah. I have recently been told that just a few strands will suffice.

Q: Can one perform hajj if he has taken a loan but as Qarz e husana?

Q: I am a 34 year old lady. I did umrah two times but I did not shorten my hair. What is the ruling on that. How can I compensate.

Q: My friend is travelling for Umrah next week. He will land to Jeddah, from there he will travel to Makkah without making Ihraam and making Niyyat of Umrah. From the hotel after checking in he will go to Masjid-e-Ayesha with the niyyat of umrah and from there he will wear ihraam and will perform Umrah. Is it ok or is it mandatory that he has to make the niyyat from Jeddah?

Q: I have a car loan with 0% interest and 20% paid as down payment. The rest 80% value of the car shall be paid within two years as installment. Otherwise the car will be taken by the Bank. So I need to know whether I can go for Hajj this year without closing this loan by handing over the responsibility to my brother and leaving the car with him to return to the bank in case I am not able to repay due to death.

Q: My question is at what age can a boy go for hajj for it to be accepted?