Q: Is it permissible to save money like any chit funds, for example 40 months scheme for 40 laks but monthly we pay like 60, 70 etc.?

Q: Is it permissible to talk to non-mahram boy/girl via cell phone (voice, text, etc.)?

Q: Is it bad to remain in a laying position while Adhan is going on?

Q: "A" nominated the name of "BC" in immovable property during his life time at the society records, stating that after his death "BC" will be the owner of the immovable property, in the presence of his other legal heirs/family members and the other legal heirs knows the same, thereafter "A" died, whether the nominees "BC" will be the sole co-owners of the said immovable property or other legal heirs of the deceased will have right over the said property, as per Islam, Please answer.

Q: Many people are going binary option nowadays to make money. Is it halaal to trade online through investment in binary options in the stock exchange. It basically is speculation whether or not a commodity will go up or down in the stock exchange. Nowadays the software purchased by yourself will do the speculation for you. Please advise whether this sort of earnings in halaal.

Q: I want to perform umrah but my husband does not have the time. He said that you have to go with your son. My son is 12 years old and he is baligh as per sharia law but he is not 18. I have doubt on it. Kindly tell me if it is possible to perform umrah with my son?

Q: We want to sell our flat and want to buy a house but it is difficult to sell and find a good price. Please guide me about this matter.

Q: I want to know the following: I have to do wudhu for each Salah due to discharge illness. Is my Fajar prayer wudhu valid after sun rise until dhohar time begins or only from fajar to sunrise?

Q: Is the following commonly recited dua after durood thabit?

اللهم اغفرلي و لوالدي و لأستاذي و لجميع المؤمنين و المؤمنات و المسلمين و المسلسلات برحمتك يا أرحم الراحمين

Q: Is there any basis for fasting the entire month of Rajab and Shabaan together with Ramadhaan?