Doubts regarding dirt on the carpet

Q: My query is as follows. Please could you assist. I found some dirt on my carpet and when I smelt it, it smelt like stool, I am not sure where it came from but my concern is that my family walked on the carpet with wet feet, however I am not certain if their feet did in fact touch the dirty parts of the carpet. They have subsequently touched their feet with their hands, does this make their hands as well as wet items they touched thereafter napaak? Also they have worn socks and shoes thereafter and possibly perspired in the shoes, are their shoes napaak as well?

Inheritance

Q: My husband died two years back and left wealth in the shape of cash in an account which is on a basis of either and survival. Now its totally my property or his parents have a share? Remember I have three kids living with me. I am still not married and nor I will be.

Is it permissible to perform the Sunnats of fajr after the fajr Salaah?

Q: I woke up for fajr and thought there was not enough time to read the sunnahs, so I read the fard. After completing the fard, I realized there was still time left, so I read the sunnahs of Fajr after praying the fard of Fajr, within the time of Fajr. are the sunnahs valid? Or will I need to redo them after sunrise?

Purchasing an item on credit from Makro

Q: A person wishes to purchase a stove on credit from Makro (for example). The cash price of the stove is R5000. However, Makro says that if you wish to purchase it on credit, there will be a certain percentage interest rate. Hence purchasing it on credit will cost R5800 over 20 months at R290 per month. Makro says that the installment will NOT fluctuate during the months. Every month it will certainly remain at R290 till it's fully paid. When he purchased it, he ignored completely what they had to say about the 'interest rate', and his intention was that they are merely changing the price of the stove and just making more profit on him since he's buying it on credit. Is he guilty of ribaa in the above mentioned case?

Getting rid of interest money

Q: We have been told that if a person somehow gets ribaa money in his possession, he may get rid of it by giving it out in charity without the intention of receiving any reward. My question is: When giving this haraam money out in charity, is it permitted for him to hope for reward due to the fact that he is cleansing his wealth from haraam ribaa money, and not due to the fact that he's giving charity?

Muqtadi's head touching the mimbar in Salaah

Q: Because of the Musjid being overcrowded and the mimbar being an obstruction in the first saff of the Musjid, a muqtadi happened to stand in the first saff directly in front of the mimbar, and when he (muqtadi) went into sajdah, his head touched the first step of the mimbar (he basically made the sajdahs with his head touching the first step of the mimbar). In the above mentioned case, was his (muqtadi's) salaah valid since he carried out his sajdahs in this manner?

Females travelling to other countries for i'tikaaf

Q: Please issue a ruling on the following:

(1) Females travelling to a foreign country for the purpose of observing Nafl I’tikaaf in a hall.

(2) Females travelling to a foreign country for the purpose of observing Nafl I’tikaaf in someone’s house.

(3) Females observing Nafl I’tikaaf in a hall owned and operated by the local Hindu Association.

(4) Females eating the leftover food of their (ghair-mahram) Shaykh for the purpose of Tabarruk.

(5) Females being giving the clothing items of their living (ghair-mahram) Shaykh for the purpose of Tabarruk.

(6) Females having casual, non-Islaahi, conversations from behind a screen with their (ghair-mahram) Shaykh in the presence of others.

(7) A female travelling to Western secular Universities for giving bayaans to the female students of the Western secular University.

(8) A Shaykh of Tasawwuf buying a packet of sweets and sending it, as a gift, for a female mureed when she qualifies as a Hafizah. The gift is sent with a male mahram of the female mureed.

Insurance

Q: I want to pursue general insurance course and work in Muslim countries like Saudi Arab, Dubai, Oman, Kuwait. Is it Halal to pursue and work in insurance co, in Muslims countries? I don't pursue Life insurance because I know it is haraam. I want to know about general insurance because there is many insurance companies in Arab countries owned and operating by Arab Muslims. If it is haraam then how is it allowed in Arab countries?