Reciting toilet duas when going to the bathroom to make wudhu

Q: I have a question regarding the duas which are recited before and after going to the bathroom ("Allahuma innee a'udhu bika minal khubuthi.." and "ghufranak, alhamdulillahilladhi adhaba 'anni..").

Should these duas be recited if my purpose for entering the bathroom is to do wudhu in the sink or to take a shower? Or is it only if I enter the bathroom for going to the toilet?

Mother leaving her wealth to her daughters before her death

Q: Could Mufti please provide clarity on the following: A widow has 4 daughters, 1 half brother and 1 half sister.

1. Can she draw up an agreement, while she is alive that once she dies, her wealth goes to her four daughters only?

2. Can she leave her money in the bank, give it to her daughter's, but use it in a case of an emergency and also collect the returns, but her daughter's will only have access to the money once she dies?

3. Does she have to actually give the money to the daughters now, and have no access or rights over it, if she wants to only give it to her daughter's?

4. If she leaves the money in the bank, how does the estate have to be divided once she dies?

5. If one of her daughter's die before her, can the children of that particular daughter still have their mothers share? If so how should it be done?

Keeping a clean heart

Q: Its been a while I'm having some confusion about my attitude whether its something one calls self respect or sort of pride or ego. I'm not able to differentiate between the two terms. I'm aware of the virtues of forgiving others and have positive thoughts for others yet at times, no matter how much I try, I cant let go off the feeling that somebody did that to me, hurt my sentiments, and how much I try to get away from such negativity, it comes back to my mind with even more potential. Like, I will think "Did you forget what was done to you? Do you still wanna go and meet them? They cant be your allies like the way they used to be before.

One thing I would like to clear, it's not that I'm an egoistic person, I forgive easily but maintain a distance, even if my heart is willing to get the same ties back. Is it a version of pride? I need advice regarding my behavior towards such attitudes of people, even of close friends!

Early settlement discount

Q:

1) We have customers who buy on credit. Is it permissible for us to tell them that we will give them a discount if they pay before the due date? For example, the customer purchases goods worth R100 000 on a three month credit basis. The customer is told, “If you pay within one month, you will receive a 10% discount”. Is this permissible?

2) I owe someone money through a cash sale, and there were no terms given for payment. If I ask the seller for a discount saying, "If I pay you tomorrow, will you give me a discount? From R10 000, will you make it R9 000?" and he accepts to give me a discount, will it be permissible?