Muraabahah

Q: I am from India. Here car loans (financing) is available in such a way that banks will pay the complete amount to the car dealers not to us. Is it lawful to finance a car from the bank? If the car original price is four lakhs and the bank earned the profit and fixed the amount to 5 lakhs, and I am told to pay this 5 lakhs in instalments (partly) of 36 months in equal amount. Please tell me, is this scheme valid according to Shariah? Does it come under muraabahah? If the car dealers itself has a financing company, is it permissible in this case also?

Asking the husband for a divorce

Q: I found explicit chats on my husband's phone, him having an affair with a woman, the chats consisted of 'are we meeting tonight" "thanks for last night" she would say things like "please pay my accounts for me" he would say "send me the details" etc, she sent him pictures of her private parts there was no shame in that, I found out and I exposed him, however I want a talaaq and now the community moulana is saying that I need three witnesses in order to say he was cheating. I have all the chats. They were not discreet in any way, how do I go about this?

Responding to people on social media

Q: I just want to know that I shared some Ahaadith on Facebook but one person commented on these Ahaadith using very bad words nauzubillah. I don't know who he or she is. It seems like a girl's name. Anyway, he or she wrote too much against my post. I tried to control my anger but I could not, so I personally messaged him or her. I wrote to her bad words too. I don't know if what I did was right or wrong?

Cannabis oil

Q: Could you please advise regarding the legitimacy of edi​ble CBD Oil (Dagga Oil or Cannabis oil) being used in foods and beverages. It is said that it does not intoxicate but just creates a calming effect. It is sprayed on food and beverages.

Fantasizing of someone while masturbating

Q: Please guide me. I am very distressed. A long time ago about 9 years in 2010 when I was about 23 years old and didn’t know about hurmmat e musaherah. One evening I was masturbating and accidently imagined my uncle's wife (chachi). After two three days they came to our home from village as in our society when I saw them coming from village as a guest I became forward and shook hands with my uncle's wife. As the incident of masturbation occurred a day before, there was a thought in my mind that I masturbated with this (chachi) although I am not sure whether there was a lust or erection or desire or casual hand shake. I didn’t know exactly what happened as it was a long time ago. Now I love my cousin my uncle's daughter very much and want to marry her but there I have a waswasa whether I can marry her or not? I love my cousin. Please guide me, can I make nikaah with her or not?