Giving zakaat to people who are in debt
Q: My sister and her husband have fallen on hard times. They had a thriving business but are now in debt for millions. Her husband is extremely unwell and requires constant care and assistance doing basic things e.g. taking a shower, dressing, etc.
Living with them is their son and his wife and 2 minor children. The daughter in law works as a rent collector and gets a meager income. The son is able, but does not work.
They have 2 vehicles. The one is free, the sons is not as yet paid for, so every month he borrows money from a variety of people in order to pay this vehicle off. They have dstv and WiFi.
I feel as if they expect to maintain their previous lifestyle without cutting down on unnecessary things.
1. If I am giving zakaat to them, is my zakaat properly discharged?
2. Is there any organization that can advise/help them with proper money management/out of this situation?