Zakaat

Q:

1. Many a times Muslims beg for money inside and outside the mosque. Should or should I not give them? 

2. I donate money to charitable organizations, but I doubt whether the money reaches the poor.

Q: Is it more rewarding to buy gifts for one's family or to spend that money in sadaqah? (for the person who can't afford to do both)?

Q: I am a student at university. In possesion I have money that was given to me to cover university expenses. I have around R5000. By the end of the year it will be used up. I would like to know if zakaat is payable on it and wether qurbani is required. I also have a student bank account that doesn't accumulate interest until a year has lapsed. Due to the account being empty after a year, There will be no interest gained or taken, is it permissible. My bursary pays fees late every year and univerity charges me R30 interest. Should I give that R30 as charity, as it is out of my control?

Q: I realised that I had 100 riyals in my possession for the past 2 years which I did not include in my zakaat calculation. How much zakaat must I pay for it?

Q: I have a shop, and pay 1200 as rent. I have given some money as security to the landlord. Should I add this security money while calculating nisaab for zakaat? Please reply?

Q: To which persons are we allowed to give zakaat to. How much money does the person need to have so that he is able to accept zakaat?

Q: What is the difference between Sadqah and Lillah?

Q: I have loaned some money to a relative and wanted to know while paying zakaat, do I have to include the loaned amount or only when I receive it?

Q: At work, I have got a lot of leave days due to me for the last two years of employment. The company has agreed to pay me out for these leave days. However I have not received payment for these leave days yet and now my zakaat payment for the past year is due. Do I include this amount in my zakaat calculation and pay zakaat on it or is zakaat due on it when I receive the money from my employer.

Q: Could interest and zakaat money be used to pay electricity account. We are poor and unable to pay our bills so we want to ask a bisinessman for intertest or zakaat.