Insurance and Medical aid

Q: A young man gets a car from his father. The car is registered on the father's name though. The father takes out insurance on the car against the young man's wishes. The young man meets in an accident costing 50 000 for the panel beaters. Now he has to claim from insurance since that's what the father had been paying for etc. Later, the cars window gets broken, the young man wants to pay for it with his own money to avoid getting involved in haram insurance, the father gets it repaired with insurance. Through this the young man had to become involved in the transaction because he had to take the car in, get quotes etc, because it's his car, would his involvement in this respect be sinful? What should he have done otherwise

Q: I recently had an accident and the insurance of the person responsible is paying me for the repair of my car. The amount that they are paying is according to the quote I gave them which I got from the panel beaters. I did not ask the panel beater to inflate his quote. If I now manage to get the panel beater to reduce his price, can I keep the extra money or do I have to return it to the insurance company?

Q: I would like to find out regarding Medical Aid, is it permissible ? If so what type of Medical aids are permissible? Are there any alternatives if not permissible?

Q: Can I take a pension policy from LIC?

Q: I live in Durban SA. I am from Punjab India. I want to know if it is permitted for me to take SA funeral policy to pay for funeral if something happens to my family here. In India we have society to pay every month, when there is a jannazah, the society gives you money to pay for the funeral. Is it ok for me to do the same here in SA?

Q: Is it permissible to take out life insurance for goats in a stall-fed goat farm?

Q: Is it permissible to use Life insurance or medical insurance by LIC (which is run by the Government of India) like we use other benefits which the Government provides (e.g: Government provides money to people who are injured in an accident or for treatment. etc)

Q: I have made my life insurance for which I paid 100000 RS for 5 years but someone told me that it is against sharia to get insurance. Birla sun life insurance company have put my money in investment and my fund value is 565000 RS. I want to take my money out from the insurance company now my question is that profit of 65000 is valid and if it is not valid then can I take it from the insurance company and give to help my Muslim brother? If I pay it to my cousin who needs to get her kitchen done, can she use that money to build the kitchen?

Q: I live in a country were car insurance is required by law. If one does not have car insurance, they will be issued a citation until they attain the car
insurance. Is it permissible for one to have car insurance in this circumstance?

Q: What is Mufti Sahebs view on hospital plans keeping in mind the cost of using the hospitals these day?