Q: Could you please advise on the permissibility of using the "Entertainer" app that FNB offers free to account holders?
1. The app gives discount vouchers, discounts and offers e.g. buy one get one free at entertainment places or a discount of 20% off a drink or meal etc.
2. It is not sold separately to FNB clients and there is no extra monthly fee, just the standard bank account fees.
Q: I am an Attorney specialising in conveyancing.
As part of the process, certain debts need to be paid by sellers before transfer is taken and the money is paid for them.
Hence there is a service by third parties called bridging finance. They essentially give a seller a loan against the impending purchase price coming in. This service is probably a riba based model.
I only refer non-Muslim clients to them. For that referral, the third party offers me a referral fee. Is that referral fee halaal for me ?
Q: Before our marriage, my wife financed a car with an interest-bearing loan. I am not on the loan or title and had no involvement in the original contract. After marriage, I voluntarily began making the monthly payments. About $15,000 remains.
Recently, I became concerned that making these payments may involve me in riba, so I offered to pay the entire balance immediately. My wife asked me to continue the regular payments for two more months because of a pending diminished-value insurance claim. I made one more monthly payment, despite being financially able to pay off the loan.
My questions are:
Am I sinful or considered the “payer of riba” mentioned in the hadith because I make payments on my wife's interest-bearing loan, even though I am not the borrower or owner? Was I sinful for making another monthly payment after I was able and willing to pay off the loan in full?
Q: I would like to ask regarding فقه الأقليات.
What is it? Could some examples be given of where it is applied? What's Mufti Saheb's stance on it? If Mufti Saheb is for it then why? If not then why? I would really appreciate a detailed answer as this is very commonly applied by Ulama here in the West and I'm not sure if what they're doing is right or not. Using this, some have permitted interest too.
Q: There is a government youth development department here. There is a loan project and it was declared on the terms 9% service charge for women with no Riba.
9% at gradually low rate.
Is working as a youth development officer halaal there or taking the loan?
It’s a charitable government department but yet there is that 10% service charge for men, 9% service charge for women, etc. rate for other gender.
Q: If someone betted online and through this, he earned more money then what he put in. Now that he knows that betting is haraam, can he take back his capital amount and give the rest in sadaqah or does he have to give the entire amount in sadaqah?
Q: Is it permissible in Islam to participate in a campaign where I send $0.001 (a very small amount) to someone, and in return I receive a random reward that could be anywhere from a small amount up to $80?
The reward is uncertain and based on luck. However, the money I send is never lost — I always receive a reward that is greater than the amount I sent. So I never lose my money, I only receive more. Is this considered gambling (maisir) or is it halal?”
Q: Is it permissible to have a two way bet with a friend where no money is involved.
For example, if you lose you wear an outfit of the winners choosing or change your wallpaper that doesn't involve haraam to a wallpaper of their choosing etc.
Q: Someone is traveling next month and due to the current war and the uncertainty of flight disruptions, he has been advised to take out travel insurance by agent and visa office. A family member has interest money which he wants to dispose off, can this be used to pay for the insurance if no claim is made?
Q: My question is regarding Standard Bank U Courts.
I do have points currently which I am not using as I believe that its haraam.
Can I redeem the points by purchasing items from their stipulated stores and give it away in charity to my non Muslim helper or to an old age home or orphanage. If this is possible, does it have to be to a non Muslim old age home or orphanage?
I also have the intention to cancel the U count