Giving interest money to an employee as a gift
Q: Can interested monies be given to an employee as a gift?
Interest and Gambling
Islamic profit share of an Islamic FNB cheque account
Q: I have a Islamic FNB cheque account that comes with an Islamic pocket savings account that gives me an Islamic profit share every month.
1. Is this Islamic profit share halaal?
2. I use this Islamic pocket savings account to store my money and to keep it safe, and every month I transfer what money I need for the month into my main account from it, so if anyone steals my card they can only steal that month's money and not all of my money, and this also helps me budget my money. If the profit share from this account is haram, do I have to close down my main account (the pocket savings account is tied to it), or must I not have any money in the pocket savings account and leave it empty, or can I just not use the Islamic profit share but keep all my money in the pocket savings account?
3. If the Islamic profit share is haraam but I can keep the account but just not use the profit, can I use the profit share to pay taxes?
Using interest money to pay transfer duties
Q: In the case of a transfer of ownership of a property, can interest be used to pay the transfer duties (to SARS)?
Opening a bank account in an Islamic bank and benefitting from their facilities online
Q: My question is regarding opening a bank account. I chose an Islamic Bank which had no offer if you open a bank account so it will not fall in riba. But some e-commerce sites associate with the bank and offer their card holders some offers like 10% discount. Now I see the bank I chose to open account in, most e commerce sites offer this to their card holders. If I open an account in this bank and the facility is available, will it be in the category of riba?
Using medical insurance that is part of one's employment contract
Q: Can I use medical insurance provided to me by the company that I'm working as an employee for my purpose ?
Paying interest on a bond with interest money
Q: My question relates to interest which was obtained unknowingly from my medical aids savings account. Can I use this money to pay it into my bond which generates a monthly interest fee.
Body corporate allocating insurance for the home in monthly levies
Q: I have recently moved into a house which forms part of complex and is run by a body corporate. The house belongs to my wife in a Family Trust, however I pay the expenses to run the house. I have just recently found out that the monthly levies I pay includes a portion which is allocated to insurance for the home. I was unaware of this and thought that the home was uninsured.
Please advise on what I should do ?
Being charged dishonouring fees by the bank
Q: Standard bank charged me an honoring fee of R100 which I don't think is fair. Why would they let a transaction go through if my bank account didn't have any funds?
I tried contacting them but they declined to reverse the transaction. I have a normal debit account. Anyways I am now due to pay them this fee of R100. Can I pay them with haraam interest money?
Purchasing a ticket to enter a competition
Q:
1. Is it permissible to take part in a lucky draw where the participant pays a fee for a ticket and thus enters themselves into the draw where the outcome would be such that they would receive a prize?
2. Is it permissible if the ticket is purchased for some event, (e.g. a dinner) and thus results in the person becoming part of the lucky draw?
Disposing of interest money earned from one's saving account
Q: Please advise the best ways (most recommended ways) to spend/dispose of interest money earned from a bank savings account?