Interest bearing loans & Transactions

Purchasing a house on mortgage

Q: I have a question that I personally don't have any house or any land in any of the countries. We always hate interest and never did any business or anything else where interest is present. Our income is 100% halaal with an office job. If I buy a house with a mortgage in Canada for personal living with the niyyat of paying it off as soon as possible (within 5,7 years), is it permissible?

Student loans

Q: My question is interest. You may know within the UK that university fee is £9000 and to take student loans it includes interest, I understand the punishments of doing so but my parents don't if I do tell them they'll take it lightly. My parents have high aspirations for me to go to university and they are not able to fund me like not able to afford it but student loan with interest is haram is there no alternatives or is that it I can't go to university. Please could you provide me with advice. It would be really helpful. May Allah Ta'ala bless you all and accept all your duas ameen.

Purchasing a house on mortgage

Q: About buying a house in the UK on interest (sood) mortgage. One mortgage is standard and one is Islamic. In stranded the bank will show you how much interest you will pay and in Islamic the bank will show you how much rent you will pay. But many people and Ulama say that Islamic mortgage is also same as standard mortgage. Because you want to buy house that you don’t want to pay rent to council or to the owner then why should you pay it to Islamic mortgage and one of my friends has spoken to a mortgage adviser about both mortgages and he said that both mortgages are the same, the only difference is in the name.