Interest bearing loans & Transactions

Declaring war with Allah Ta'ala by dealing in interest

Q: My older brother is the head of the household and he makes most of the financial decisions for me. A while ago he made me apply for a loan that I would have to pay interest on. Now that I know that paying interest is haram, I've tried hard to convince him to cancel the loan and even told him about valid Islamic sources to show that it is a grave sin. He simply said that we're in a tough situation and I need the loan to go to college so exceptions have to be made. And he went on to add, "These online muftis don't know the difficulties our family goes through to put bread on the table." I'm in a situation where I have no control in returning the loan before interest starts accruing on it since he has control over the bank account. I fear that my family will lash out at me and maybe even cut family ties from me for putting them through difficulties for my own beliefs since they don't follow Islam as closely as I do. I'm very scared of the consequences I will have to face for letting him force me into taking a loan in which I will pay riba on. Please let me know of any way to deal with this sin that I see no way of avoiding. I would even pay 10 times the amount in sadaqa as I took in the loan (later on in my life) if I have to.

Taking out interest bearing student loans

Q:

1. What is the status of permissibility with regard to student loans? Here in Australia, we have the option of paying back all or some of the loan, but it has some form of interest (indexing) applied to it. These loans are usually taken out by university students.

2. What about those who have already taken out a loan and do not wish to pay back? The Australian law requires a re-payment of the loan incrementally in the form of income tax, which only becomes mandatory if and when the debtor is earning above a minimum yearly salary.

Taking a loan on interest

Q: Is it permissible to take out riba in order to avoid becoming homeless? I am a revert muslimah that quit college to avoid taking out more riba but I have yet to find a job and will soon be homeless since there is no family or friends I can stay with. My student loans were large enough to support me the entire semester with a part time job but since im not in school I have no job (it was a student job) and no more money. The Qur'an is very clear on riba but what else do I do? I already asked for money from my local musjid.

Taking an interest bearing loan to start a business

Q: I want to start the business with my friend. We live in India. I want to have clarification with following points

1. Can I start a business by taking loan based on interest?

2. If above thing is not possible then is it OK if my partners take loan and I restrain from it?

3. Is it ok if I work in their (my partners firm) which takes loans and take my share of profit as employee?

I wanted to have clarification because in any way the firm in which I am working currently has taken loan from banks for its functioning.