Being forced to take out insurance when buying a car on installments

Q: There is car company and they are selling their cars in the following manner: 

I pay a certain amount of the total and they give me the car but they don't transfer the car to my name. Then, after I pay the 9 installments, the car will come into my name. In the meanwhile, they ask me to take an insurance policy for 9 months to cover me from all risks in case something happens to the car. Is this type of deal correct?

Previous lease agreement automatically terminating when purchasing a property

Q: We acquired a property upon which the tenant has a six year lease on terms that fall far short of market related rentals. Are we obliged to renew the lease for the renewal period. 

It should also be remembered that the lease was irregularly concluded to start with and as already existing shareholders our rights were infringed upon by the person concluding the lease.

Forcing an heir to sell their share of the inheritance

Q: There is a dispute which is currently taking place between some family members regarding a certain property which is part of the estate of their great grandfather. 

One female is part of the present heirs and is receiving a share of the property. However, one family member who is also an heir wants to buy her share against her will and take her share for his own benefit. Is this permissible?

Avoiding the sin of gheebat

Q: If ones family member backbites another to express their frustrations with their behaviour, and does it constantly, what should they do? 

Telling them to stop breaks the ties of trust and closeness, and listening to it incurs sin. What should I do? 

If one makes tawbah, will they still lose their deeds on Qiyamah?

The law of shaving or trimming the beard in the Shaafi'ee Mazhab

Q: Mufti Saheb, I heard that according to the Hanafi, Maaliki and Hambali mazhabs, it is not permissible for a male to shave his beard or to trim it shorter than a fist length. However, according to the Shaafi’ee mazhab, shaving or trimming the beard is only makrooh tanzeehi. Hence, if a person shaves or trims his beard, it will merely be disliked and he will not become sinful. Is this the correct view of the Shaafi’ee Mazhab - that they regard shaving and trimming the beard to be makrooh tanzeehi?

Calling a woman wearing the niqaab a "ninja"

Q: If someone (Muslim) calls a niqabi a "ninja" (not in a derogatory way or to mock niqab, nor to make fun of the person for wearing niqab), will it be kufr? 

What if the niqabi didn't think much of it and just passed it over as a joke, because she believes that the person was just joking and not trying to degrade her or something. 

Basically, a ninja can be considered good or bad, but it depends on what the ninja does (apparently).