Earning through a pyramid scheme

Q: I wanted to earn and bear my university and other expenses on my own so I was looking for online jobs. I came across a business named Forever Living Products. They give earnings by a pyramid scheme in which you have to recommend other people to join your business and become a part of your team and you will get paid. In this way you can earn a great deal of money.

As the growth rate in this business is very high, thus I found it to be a bit doubtful and I think some sort of interest is in involved in this business. Kindly guide me so that I can take my decision accordingly.

How to spend one's Ramadhaan

Q: How exactly should I spend my Ramadhaan? I really want to make a difference in myself and my life, but what should I do that will help with my character so I can improve in Ramadhaan and after Ramadhaan as well? Also, what other ibaadah can I perform besides nafl salaah?

Doubts regarding the payouts from a deceased person's investments

Q: The deceased had a living annuity where his pension was invested after he retired. There were two investments, one to offset the tax and the remainder for daily living expenses.

The investor split this into four:
Oasis Crescent Equity 10.000%
Futuregrowth Albaraka Equity 10.000%
Excelsior Shari`ah Balanced 25.000%
Oasis House View 55.000%

Question: Is the payout from the deceased estate, which includes above investment values, free from any doubt? If not, if one is inheriting from this estate, what should be done with the money? Is the payout Zakaatable or should all be paid as if it is Interest?

Please advise...