Taking out medical insurance to do a liver transplant
Q: I currently live in Bangladesh. My father suffers from liver cirrhosis. I have plans to do Masters or PhD in USA. It is recommended for my father to do liver transplant but currently the liver transplant is not available in Bangladesh and in India it will cost 1-1.5 crore Bangladeshi Taka(currency), which is out of my reach.
When I start PhD in US, will it me permissible for me to buy an insurance for my father, take him to US and do the liver transplant and then send him back to Bangladesh? I cannot find any Takaful Health Insurance in US and don't know how the rest of the insurance work there.
Will it be permissible in a case like this?
A: An organ transplant is not permissible. Further, insurance is insurance. Even if you give an Arabic name for insurance then too giving it an Arabic name does not change the status of it being haraam.
And Allah Ta'ala (الله تعالى) knows best.
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