Joining the jamaat after two rakaats in a four rakaat Salaah

Q: When I am late for a fardh for example salatul dhuhr, I am late of two rakaats and I joined them and I am performing the 3rd rakaat and then after salaam you will stand again to finish the two rakaats. Here's my question, on the first rakaat should I perform attahiyat and point a finger or you will only point a finger on the second rakaat? And then after that will be salaam?

Waswasas of divorce

Q: I was having a good time with my wife. I just snatched a pillow from her because I was using the internet at that time so she said to me a word in urdu (katti) and I said (acha yar). I hope you know katti. Katti means when in childhood friends use to say to break friendship and they raise little finger and say katti. That word, my wife used to me and it was just in love I know but I was busy on the internet and I said acha yar thats all. I didn't have niyaat or any thoughts of divorce. After that when using the internet I got waswasa and it made me afraid. I am having waswasa since 1 year. What to do?

Black magic

Q: I am very much puzzled and in serious crisis.I was a happy person but since 2013, my business is ruined. Whatever efforts I make becomes useless. People like my work, products and satisfied with my dealings but suddenly after few days they do not contact me. Now I am in a very bad and serious financial crisis. I have to pay thousands of money to many people. I do pray but it looks like my dua/prayers are not listened by Allah. Some say that I and my business are under the effects of black magic. Please help me as I have now lost all hope.

Children and upbringing

Q: I have a five year old daughter and a 5 year old grand daughter. My grand daughter has very very bad manners and bad character. She has no way of speaking even to her own parents, back chats, lies etc. The problem is my five year old daughter is picking up all these bad habits. We live just fifteen min utes away from each other so naturally we meet often. What do I do to save my daughter from picking up all the bad habits. She tries to imitate my grand daughter in every way. Jazakallah for your time.

Lift club

Q: If you have a lift club for school going kids, with five kids that are from four families. Three of the families have one child in the lift club each and the fourth family has two children in the lift club. What would be the most fair and correct way of sharing the lift club responsibilities? Would the family that has two kids, do two rounds in every cycle (that is two weeks in every five weeks, with the other families doing one week each in every five week cycle)? Or would each family do one week each in every cycle (that is one week in every four week cycle) regardless of them having one or two of their kids in the lift club? Would the same apply if the family has more kids? Would they do rounds in proportion to the amount of kids they have in the lift club?

Accident with a bicycle

Q: Two months back, there was an accident from my car. I was turning my car from my street and suddenly the bike was hit by my car. The bike's speed was fast and my car was turning slowly. There was one little child and a man on that bike. The girl got bruised and the man fell on his chest. I took them to the hospital's emergency centre. Got their treatments and all tests done. The doctor showed me the X ray report that all was fine. I came back home and called them how were they feeling. They were fine. But two days back the guy's family called me that he has become handicapped now and operations need to be done. They asked me for money. I told them I didn't have enough money. So they started threatening and blackmailing me that they would file a case against me if I don't pay them money for his operation. They use fowl languages via text messages. Am really depressed. Please guide me what to do. Do I owe them money? Have I committed a sin?

Irregular bleeding after putting a loop

Q: I had the marina loop put in, in December last year. I bled continuously for about five months and thereafter I used to spot every other day or every few days. I used to count my period as 10 days and then count a 15 day clean period. I wanted to know if what I was doing is correct or should I have followed my habit that I had previously. I'm not completely sure what was my habit before exactly because sometimes I used have my period for 8, 9 or 10 days what should I do? Right now I spot every few days so how do I count my period?