I lied on my resume

Q: I had another question that has been bothering me recently. I did my medical school in my native country. I am an old graduate of medical school and I have started PhD in public health in the US from this summer. It was possible to enrol into a PhD program because the university offered me a full scholarship for PhD. The only thing I regret is that for admission and scholarship to the university, I lied on my resume and personal statement that I was the best student in my class during medical school but the transcripts and recommendation letters submitted were completely authentic and the university also verified them by requesting a sealed official copy. So the lying was only on the resume and personal statement. But maybe it was overlooked by the university and they gave me admission and a full scholarship. After I enrolled myself in the PhD program, the Program Director has introduced me twice in various meetings that I was the best student from my country. Now I feel that my troubles are because I lied to get the admission and particularly the scholarship and that has now resulted in Allah giving me multiple problems in my career. I cannot inform the university about this or the Program Director who gave me admission and scholarship as I do not want to be labelled a liar but I want to know how do I repent for this sin to avoid any troubles because of this. The other issue is that I have circulated my CV to my advisor as well and other post-doctoral fellows with this lie and I would have to continue doing this for the next five years because I now cannot change it if they ask for my CV again. Kindly advise in light of Islamic teachings because my only intention was to get admission and a scholarship and was not to harm anyone by this. 

Islamic Banks and Equities

Q:

  1. Could you please explain the rulings regarding Banking with Islamic Banks (Absa Islamic, Albaraka, Etc). A friend of mine said to me it is all a scam and the Scholars involved are there to make a quick buck, and I should regard the profits as interest? Is this correct and what is your advice and explanation if possible, as i would like to take it up these banks for an explanation?
  2. Similarly, what is the ruling regarding investing in Equities with scholars on their board (Albaraka Futregrowth, Oasis Cresent, Etc.?)

Euthanasia for animals

Q: A friend of a friend owns an elderly cat who is quite ill- heart trouble and kidney disease etc. Vets have told her not to waste money on medication but rather have the cat put down to put it out of its misery.  She wants to know if this is jaaiz. Very interesting question.  Basically is euthanasia allowed for animals?

Auto circumcision

Q: Is auto circumcision, i.e.: those who keep their foreskins permanently retracted recognized as a valid circumcision in Islam? After all, it meets all the requirements for circumcision in Islam, i.e.: by exposing the entire glans and ensuring that the private parts are clean before offering prayers. The only difference is that the foreskin is NOT REMOVED. Besides, by keeping the foreskin permanently retracted, the person already has the desire to be circumcised even though he has not undergone the operation.

Credit insurance

Q: Is credit insurance permissible i.e. to secure high risk debtors against payment default, there are companies such as Credit Guarantee that take a percentage of the invoice value of the particular debtor with the agreement that should the debtor default on its payment to the company, then Credit Guarantee would make good the payment to the company.