Woman living alone

Q: I am a Muslim woman. Currently I am going through a lot of troubled times as I lost my job in Dec 2018. I didn't want to be a burden to my parents so I had taken a house for rent close to my office and have been staying alone even after I lost my job. All this while I managed by some savings I had. Now I desperately need a job to pay my rent and bills. I have been worried and praying to Allah. In the house where I stay, it has been 2 years that I am here but had never heard azan till now since there isn't a masjid nearby. But today, all of sudden, I heard azan between Magrib and Isha time. I'm sure this wasn't Magrib or Isha azan. I was surprised to hear it as it is the first time in 2years I have heard it. Can this mean something? Is it some kind of a sign from Allah? What does it mean?

Earnings of an insurance broker

Q: My father works in an insurance company which is being run by Muslims and follows Muslim laws. He himself is an insurance agent who does insurance of different people and the more people participate, the more commission he gets. I want to know whether the money he earns is considered halal? Because the insurance policies he introduces gives that person money time by time.