Q: I have both a current account as well as a savings account at the same bank. On both the accounts, the bank levies bank charges, but the savings account is interest-bearing.

In this situation, can the interest received on the savings account be used to pay the charges levied on both accounts by the bank?

If not, then to whom should the interest be given? Can it be given to non-Muslims and even to street beggars or beggars knocking on doors every week?

Q:

1. As Muharram commences tomorrow and we enter the new Islamic year, can we wish each other well for the new Islamic year or is this practice not established?

2. Is there any Dua established from the Hadith to be recited for the new Islamic year?

Q: A friend and his family were not able to stay in muzdalifah on Youm-u-nahar in between fajar to tuloo', not even for 5 mins as they were forced to leave muzdalifah @12:30 (at night) as they were having toddlers and womenfolk with them, so they were not able to offer fajr namaz there in muzdalifah.

One mufti sb told that they should have left the women in mina and came back for wuqoof in muzdalifah, hence they have to offer damm. Another mufti sb told that there is no need for damm. Both are great Deobandi mufti's. What should they do?

Q: With the blessing of Allah, I have a daughter named Eeman Zahra. Is it permissible to keep this name or do I need to change it?

Q:

1. A person purchased a qurbaani animal which had a rope on. What should be done with the rope after slaughtering the animal?

2. Is there any difference in the ruling for a rich and poor person?

Q: Is it permissible to take a picture of yourself but exclude your face from the picture?

Q: Are non-Muslims ummati's or not? If not then who are they?

Q: Is it true that in Islam sleeping or lying on the stomach is prohibited?

Q: Can I name my son "Muhammad Ahad"? I really like this name but somebody said that you can't use this name as it's one of the attributes of Allah Ta'ala. 

Q: Is it acceptable to raise ones hands in dua immediately after salah?