Zakaat

Q:

1. Zaid bought a house on mortgage, he owes the bank a lot of money, about 70 thousand pounds, he has to pay at least 5 thousand pounds to the bank every year. Zaid has 5 thousand pounds savings in his account (kept the money for daily family usage) does he have to pay zakat on this amount (5 thousand pounds) at the end of the year because his debt is more than his savings?

2. Is there a difference of opinion amongst scholars regarding the above situation if zakat is fardh or not?

3. Will it be permissible for Zaid to take zakat money to pay of his mortgage to the bank? 

Q: If a person has animals that are grazing on his land without him feeding them himself, will they be zakatable even though they only graze on his privately owned land (which is fenced off)? The animals are only for breeding or milking. The animals referred to are cows. I know that there is zakat if they are freely grazing but I am unsure if they are counted as freely grazing if they are doing so on privately owned and fenced off land? If possible, could you please provide a reference to the answer?

Q: How to calculate the nisab of Zakaat in money? Should we take into consideration the nisab of silver or the nisab of gold? For information, in France, the price of one gram of silver was 0.63 euros in that month, and the price of gold was 40.15 euros. If one takes the nisab of silver to caluclate the nisab of goods in money, the amount is small. Would it be permissible to take into consideration the nisab of gold in this case presented? If it's possible, what would be the amount of nisab?

Q:

1. Can my wife use her zakat money to send my parents or other relatives to hajj?

2. Can she save her zakat money for two or three years so that it reaches certain amount and could be used for bigger causes?

3. What are the ways in which the zaakat money can be used, like school or university education of a Muslim student?

4. Can it be used to support parents or in laws?

Q: Whilst running my business I incurred huge debts in the past few years, and for this reason I had to close my business and was forced to leave my home country for safty reasons. Now for almost two years I'm in a foreign land with my family. Both my wife and I are working. Some of the people who I owe are in the hope that I will one day pay them Inshallah. Now that I'm working and thus the salary what we both receive does not suffice our monthly expenses which includes house rent, school fees, and other day to day expenses. Expenses are more than double the amount we receive as salary. My wife has almost 250g of gold jewellery which was left in my home country which is still belongs to her. And over here where we stay now, we do not own anything unnecessary. Now Mufti saheb my question is

(a) In this scenario am I allowed to collect zakaat funds to overcome my monthly expenses?

(b) I'm I allowed to collect zakaat funds to clear my past business debt?

Q: My country has a lot of fake miskeen, they doing this as a job. They have TV, satellites, even mobile phones. If they beg from me should I give them zakaat?

Q: We live in a western country and due to low income, the government gives money to our kids for extra assistance. We now have more than $20,000 in the bank of this money that the government has given to our kids. Is zakat compulsory on this money? 

Q: There are different concepts regarding taking out zakat on your gold. Some people say that you have to take it out on the price you will purchase that amount of gold (new gold price), some say that you need to deduct 12 mashaay, some say that on the amount you will sell your gold you have to take zakat on that amount of money. I cannot take my gold every year to the goldsmith to measure and then to take out the zakat due to the reasons of security. Can you please guide me the correct method in the light of Quran and Sunnah. For example if I have 12.947 tola of gold, and the rate of gold is as follows:

24K 10 Grams = Rs 42128

24K Per Tola = Rs 49150

22K 10 Grams = Rs 38617

What would be the amount to be taken out as zakat on the above mentioned gold rates?

Q: What is the ruling regarding tamleek? We give zakat money to a person who deserves zakat, and tell him to return some amount.

Q: I would like to know if an organization that is responsible for collecting zakaah and also giving zakaah

1. Can give zakaah to a zakaatable person for building a house

2. Does that zakaah that has been given by the organization specifically to that person only for building of his house can be used for other purposes other than building of the house?