Interest and Gambling

Q: In Islam, is it permissible for a Muslim to have funeral cover?

Q: In Pakistan, different banks provide discount offers at different restaurants. E.g. Standard Chartered Bank provided 25% discount offer at Domino's Pizza in all outlets of Pakistan on 9th June, 2018. In some cases its up-to 50%, and sometime discount offered is for both debit and credit card. And few times the card category is restricted i.e. only Platinum and Gold Debit/Credit card holders can avail this offer. Is it halal or haram to avail the discount offer.

Q: I am working in a shipping company. My company is giving 3 lakhs insurance coverage. I am not paying any money for the insurance. Can I take this money for hospitalisation or other purposes?

Q: If a person gets interest money from a bank or a pension account then to whom should the interest money be given? Is it allowed to give the interest money to one's son or daughter or a relative?

Q: What is the shariah ruling on gambling in light to verse number 219 of surah e baqrah?

Q: I have read the article regarding insurance and medical aid. What alternatives are available that would be halal?

Q: What is the shari ruling on gambling. Is it actually mentioned in Surah Baqarah that it has some benefit for men?

Q: Is it permissible to take out life policies with the only intention that the payouts will be used to pay estate taxes?

Q: I recently heard about Takaaful insurance and was interested in taking out a scheme to cover my home, business, cars, etc. Takaaful claims to be fully Shari’ah compliant, but when I went to the Takaaful website and saw the different schemes that they offer, I couldn’t see any difference with normal insurance. Also, when I dialed the number on their website, I reached a conventional insurance company who told me that Takaaful is part of them and operates under their license. Can you please explain to me whether Takaaful is permissible or not. Jazakallah.

Q: I have a credit card.

1. I have received 245 as a bonus or gift or cash back from the bank. Is it halaal?

2. I need a loan from the bank but I don't want to pay interest from my money. Can I use the 245 which I received as a gift or cash back from my credit card to pay the interest?