Interest and Gambling

Subscribing to the Medical Protection Society (MPS)

Q: Certain doctors apply for jobs in private hospitals. The requirement for getting the job is that they need to have membership with the Medical Protection society (MPS). If they do not have such a membership, the hospital will not employ them. Monthly payment is made and in return the medical practitioners/doctors receive advice and direction in the medical field. The MPS also pays for legal claims against the practitioner/doctor. Is membership to the MPS permissible or this resembles insurance?

Medical insurance

Q: Is buying medical insurance allowed? i.e now I am healthy so I buy an insurance for e.g. 2 years. So if any medical emergency happens to me in the two years, then I can claim the insurance.

Medical insurance

Q: I live in a country (Saudi Arabia) where medical facilities are very expensive without insurance. My employer has provided me medical insurance but it is not from good company. Can I buy medical insurance myself? One Dr Consultation is 300 riyal where as medical insurance from best company for whole year is only 750 riyal and my salary is only 4000 riyal. And also I'm going through an illness from long time. Please guide.

Taking an interest bearing loan to start a business

Q: I want to start the business with my friend. We live in India. I want to have clarification with following points

1. Can I start a business by taking loan based on interest?

2. If above thing is not possible then is it OK if my partners take loan and I restrain from it?

3. Is it ok if I work in their (my partners firm) which takes loans and take my share of profit as employee?

I wanted to have clarification because in any way the firm in which I am working currently has taken loan from banks for its functioning.

Mortgage

Q: I had three questions regarding interest:

1. Is a mortgage (on interest) permissible in Islam to purchase a family home?

2. If my parents are pressuring me into purchasing a family home through mortgage rather than renting, am I under obligation to listen to them?

3. If I make a total of the amount of interest my father pays on a regular basis with the intention of persuading him to reduce his loans, is this permissible, and would this be considered “recording interest” which is forbidden in hadith?