Interest and Gambling

Q: My husband took a loan. The loan was taken with interest. He bought a phone with that money. Can I use his phone for a online shopping? Is it haaram?

Q: My husband took a loan few months ago. Then he bought a mobile phone with those rupees. Can I use his phone? Is it halaal for me?

Q: There are many needy people in my area. I am helping them in whatever way I can with my hard-earned money. However, this is not enough as the needy people are too many. Can I buy a lottery ticket every month with the intention that if I get lucky enough to win, I will help them with the prize money? I won’t touch a single penny from that amount for my personal use.

Q: EFU is offering takaful insurance. Kindly let us know is it Haraam or halaal as we are very confused about the takaful policy.

Q: If we deposit some of our savings in a bank account for our children and years later we get that back with profit, is that profit permissible and how does is differ between a boy and a girl?

Q: Certain doctors apply for jobs in private hospitals. The requirement for getting the job is that they need to have membership with the Medical Protection society (MPS). If they do not have such a membership, the hospital will not employ them. Monthly payment is made and in return the medical practitioners/doctors receive advice and direction in the medical field. The MPS also pays for legal claims against the practitioner/doctor. Is membership to the MPS permissible or this resembles insurance?

Q: Is buying medical insurance allowed? i.e now I am healthy so I buy an insurance for e.g. 2 years. So if any medical emergency happens to me in the two years, then I can claim the insurance.

Q: Is a European Health Insurance Card (EHIC) halaal?

Q: I'm planning to enter a skit competition and I'm planning to use copyrighted music in the skit. If I do win the competition, Is the money I've won considered as haraam?

Q: I live in a country (Saudi Arabia) where medical facilities are very expensive without insurance. My employer has provided me medical insurance but it is not from good company. Can I buy medical insurance myself? One Dr Consultation is 300 riyal where as medical insurance from best company for whole year is only 750 riyal and my salary is only 4000 riyal. And also I'm going through an illness from long time. Please guide.