Interest and Gambling

Q: Is full comprehensive insurance for motor vehicles allowed?

Q: Will it be correct to pay taxes and duties imposed by govt. in India (such as income tax, sales tax, service tax, dutis on commodities etc.) from interest given automatically on ordinary saving accounts by the banks in India? Particularly where a bank account is compulsorily required.

Q: I live in Mauritius, where Islamic Finance and Interest Free loans are not available. In these circumstances, is it permissible to take a loan to construct a house. I have heard of verses of the Qur'an where Allah declares war on those who consume and pay ribaa.

Q: I want to enter a soccer tournament. There’s an entrance fee of R700 per team to cover the costs of the tournament. A person is donating a prize for the winner. Is it permissible to play in such a tournament?

Q:

1. Is takaaful valid in Islam?

2. Hospital plan for affordable childbirth; is this permissible in Islam?

Q: I want to know that is it permissible to have an insurance for purpose of marraige of one's sister or daughter?

Q: Here, in South Africa, when a person passes away, he has to pay 20% estate duty of his total estate to the government. Many a time, this amount runs into millions and is an extremely exorbitant amount to pay. I was recently advised by a colleague to take out life insurance so that upon my death, the policy payout will cover the estate duty. Please advise if doing this will be permissible.

Q: What kind of thing is life insurance?

Q: I just wanted to know if one can take out life insurance policy? Also if one can take out funeral insurance policy where the family is covered in case of death for funeral expenses?

Q: Is medical aid and hospital plans permissible. In our town we have a government hospital and a private hospital. The government hospital's services to the sick is free and at private hospitals the fees are exorbitant starting at around one hundred thousand. I have never been on medical aid. In the past year I have become sick and now have serious medical conditions. I visited the private doctor recently and he diagnosed that my kidneys are failing. The doctors could not further attend to me or operate as I have no money to pay nor medical aid. They are requesting around seventy thousand rand from me for a start. If I don't do the operation, my kidneys will fail and the result is death. I cannot go to the government hospitals as many people who had operations at these hospitals came out worse than they were before they went in. A friend of mine had leg pains and went to the government hospital and had an operation done. When he came out he walked on crutches till he died and claimed that the hospital destroyed his legs as the government hospitals have young doctors from third world countries. Another friend had a pain in his foot. He also went to the government hospital and they operated on his feet. When he came out he couldn't walk for years as his feet were worse and he could not bend his toes at all. He had to sit on a chair for Salaah. I am worried if I go the same way as they have done, I will be more sick than I am and if I had medical aid then I could have used it to go to private hospitals. Please advise.