Buying a house without a mortgage
Q: I want to buy a home and without mortgage it is impossible in the USA. I also know about riba. What I need to do. Please advise.
Q: I want to buy a home and without mortgage it is impossible in the USA. I also know about riba. What I need to do. Please advise.
Q:
1. I would like to purchase a vehicle but I do not have the capital. Can I purchase it through the bank with a fixed price?
2. Are medical aid and hospital plan permissible? If not, what is the alternative?
Q: I live in muscat. I bought my car on hire purchase. The total price of tyre car is 8000 rials but on hire purchase its 8500 rials. So firstly is this halal?
Secondly. Last month I couldn't pay the car installment due to eid and ramadhaan so now they told me that I have to pay 5 rials to postpone that installment in the future so is this halal? The installment will be the same but I will have to pay 5 rials to delay this installment. Is this halal?
Secondly I bought a credit card and if I pay the money used by the card in 52 days then no interest will be charged but I have to pay a small amount
monthly that is for the card not for the money I use from the card so is this halal?
Q: If a person works at an accounting office that deals with tax and due to no fault of his own the government reassesses the tax liability of a previous period and charges it say a year after with interest and penalty. Is it haram to pay that? What if the accountant has to submit the payment since he deals with the account, is he liable for the sin too? Since he is not involved with the deal, it is not his account and he is not the scribe for the deal nor did he witness the contract?
Q: Is it permissible to use Life insurance or medical insurance by LIC (which is run by the Government of India) like we use other benefits which the Government provides (e.g: Government provides money to people who are injured in an accident or for treatment. etc)
Q: Me and my brother take care of my uncle's family and their daily needs. My question is I get some interest from the banks on my savings. Can I use that money for managing their expenses? If yes then do I need to make some niyyah or something ?
Q: Is it haram to pay interest is one is forced to? For example if the government charges you a tax penalty and includes interest in it, is it haram
for you to pay it? What if you're writing a check on someone else's behalf, is it haram for you to write it?
Q: Interest is considered to be a strong haraam and a grave sin, but isn't interest needed as a fundamental basis for starting a bank and being able to
hand out loans?
Q: Although bribes are prohibited in Islam the situation in my country is such that the government officials depend on bribes without which our work does not get done and we suffer the consciences of the work not getting done. In other words it is a ZULM on us from which we have no escape. Under these circumstances can one utilise interest money to overcome this situation. Please advice.
Q: I have made my life insurance for which I paid 100000 RS for 5 years but someone told me that it is against sharia to get insurance. Birla sun life insurance company have put my money in investment and my fund value is 565000 RS. I want to take my money out from the insurance company now my question is that profit of 65000 is valid and if it is not valid then can I take it from the insurance company and give to help my Muslim brother? If I pay it to my cousin who needs to get her kitchen done, can she use that money to build the kitchen?