Interest and Gambling

Q: I wanted to ask if life insurance is haram and why?

Q: Regarding First national bank, I would like to know if the benefits they give to customers who bank with them (like access to SLOW lounge at airports) are permissible?

Q: I would like to find out if I enter a weight loss competition, can I do so, there is a fee to join? The winner will receive a portion of the fees collected.

Q: What is the shar`ee ruling on eBucks points earned through the bank?

Q: My question is about bank interest. If a person is receiving interest from a bank, can he use this interest for a poor girl's marriage?

Q: I have to get mandatory insurance for medicine from my work place. Due to this I have the minimum amount. I have used it once it saved me 100$ on medicine. Allhumdulilah I have not needed it again. My mom is a Diabetic, she pays a lot of money close to 150$ For her pills. I will save her close to 80% if I put her on my mandatory health insurance at work. I wanted to know if it's allowed. I probably will have to pay a bit more every month by 1 to 2 dollars not worried about that. Just wanted to know if it's permissible?

Q: I heard a hadith that says the dua of a person is not accepted if the source of money for his food, for his drink and for his clothes is haram even if he says "Ya Rabi" (my lord). Does this haram money include interest-based loans? I know that taking out interst-based loans is haram. But once you have the money, is that money itself haram to use? I use my student loan money to pay for my university tuition and fees. Any money that's leftover from my loan is used to pay for my rent and my food. I try to make tawbah (repentance) for getting involved in this sin, but is my repentance accepted? Or is my salah  and dua invalid? Is it haram to fill my gas tank with this money or drive anywhere or buy my groceries? I try to eat home-cooked dinners prepared by my mom (from my dad's halal income - which isn't enough unfortunately to pay for my loan).

Q: Is it permissible for Muslims to use the health benefits offered by the employer via an insurance company?  The employees fill the forms of the insurance company and send them to the health department. Nothing extra (regarding health insurance) is deducted from my salary. My salary, as per contract, is fully provided to me. Is it permissible for me to use these health insurance benefits?

Q: I saw an add on Internet for sale of land. I wanted to buy that land but I didn't have enough money. So I contacted the bank and fixed the loan. As it was property of a private owner, so bank bought the property, paid amount to the seller and gave me loan. Land price was 100,000. I have 5 years loan period, amount of payment is fixed to 150,000 only if I pay within 5 years, above the principal amount 50,000 is interest (in bank's terms, because it is a conventional bank) but I considered it as I'm buying the property at a high price and amount of money is fixed at the beginning. I will pay this amount within that period if I don't bank will charge interest. Is this contract halaal?

Now after few months have past and i'm paying off that loan, I realised that I have made a mistake because first, I will not be able to pay off this loan within this period and secondly I think its not halaal. I have put this land for sale. I have in my mind that I'll do lots of istigfar and still begging Allah to forgive me. I have decided i'll never deal with conventional banks ever. Is it all right if i sell the property now? Where bank will not share in any loss or profit, rather it has some fixed fees it will charge for breaking the contract. Although, that land is not going to be sold in profit, may be equal to the same actual price of 100,000 or may be less than that. Whereas I have paid more than that amount in terms of lawers fee, council charges, bank fee and interest to bank (as I considered extra payment as high price). Was that contract halaal? Can I sell that property now? I had dream on two different nights that a storm in the ocean is approaching us. What does it mean? Is it related to the whole story?

Q: If a person has a disease such as HIV/AIDS and cannot afford the medication (1000$/month). Is it permissible to get insurance or use insurance benefits from work that one pays for in part?