Interest and Gambling

Using diners club lounges

Q: I have read the fatwa regarding ebucks and I am interested in finding out about Diners card. Many of our Muslim brothers have a Diners card. It is like a credit card, which they pay a yearly fee for, and the benefits are that one can use Diners club lounges in airports throughout the world. In these lounges meals etc are available as well as lounge /resting facilities etc

Losing competition data

Q: I conducted an online customer satisfaction survey, as incentive all those that completed the survey will be entered into a cash prize draw. Seven
respondents will win R1000.00 each. I lost the data containing the contact details of all those that completed the survey. I never even have the draw as yet. How Do I resolve this, this is my fault because I delayed in administering this payout and now I lost the data. We are trying to recover the lost data but things are not looking very positive.

Cheque book, paper clips, bank packets, rubber bands etc from the bank

Q: A person pays R 450.00 fixed bank charges a month. This fee entitles him to receive a cheque book, paper clips, bank packets, rubber bands and also covers other standard bank administration services.

  1. May he use the cheque book, money packets, paper clips etc if the value does not exceed the R450.00 bank charges he paid.
  2. If the value of these items exceed R450.00 p.m , may he utilise these items?

Mandatory insurance

Q: I have to get mandatory insurance for medicine from my work place. Due to this I have the minimum amount. I have used it once it saved me 100$ on medicine. Allhumdulilah I have not needed it again. My mom is a Diabetic, she pays a lot of money close to 150$ For her pills. I will save her close to 80% if I put her on my mandatory health insurance at work. I wanted to know if it's allowed. I probably will have to pay a bit more every month by 1 to 2 dollars not worried about that. Just wanted to know if it's permissible?