Q: Please could you inform me what is the ruling on vehicle and property insurance with takaful? I am aware that conventional insurance is not allowed, but is it allowed if taken out with takaful? And if not are there any halaal insurance options available?
Q: If we keep our money in savings account or fixed deposit account in a general bank then is it lawful to use the interest money the bank is giving on the money? Moreover what does shariah say about taking home loan or car loan or education loan?
Q: A certain person owns a business and is the landlord at the same time. He decides to sell the business and lease out the property to the person who bought his business. The bank is loaning the buyer the money to purchase the business. The bank requests that the seller of the business (who is also the landlord) sign a document in which he agrees that if the purchaser of the business defaults, then the bank has the right to take over the lease (in other words, they will continue to pay the landlord rent until they find someone to purchase the business from them).
Is it permissible for the seller of the business to sign this agreement with the bank?
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Q: If a medical aid model is proposed where one deals directly with the hospital and there is no middle man in between e.g. one pays a monthly fee and the hospital will now treat one whenever he gets sick, then will this be permissible? Can this be likened to an armed response alarm company where one pays a monthly fee to the security company to come out when there is an emergency?
Q: What is the Shar'ee ruling regarding Medical Aid and Hospital plan in Islam?
Q: My mother knew I was owing someone money so when the person came to buy from the place she works, she gave a discount which I paid. I only knew of this when she told me which was after she sold the item with a discount. So will this be valid?
Q: I am running a small Madrasah and its in a rented house. There are 2 toilets but they are high pan and we would like to change one into low pan and Alhamdulillah the owner of the house has given permission for this but the question is can we use Interest money for this? Changing high pan to low pan.
Q: Can Interest money be used to pay unjust fines, e.g. Tax, border fines for paperwork mistakes! I’m not saying on speeding fines? But on those things that we know are unjust!
Q: I have a friend, who borrowed some money from me a while back. He sits in a grocery shop, owned by another friend who is out for three chilla. I often go there and even sit with him in the shop and talk. From the beginning of our friendship we often entertain each other (with food). However after giving him the loan I was feeling reluctant to accept his invitation. I even expressed my cause of reluctance to him, to which he replied that he did not have any such intention prior to inviting me. Hearing this I accepted his invitation, keeping in mind our friendship that existed even before giving him the loan.
Recently I heard a lecture where Maulana Sulaiman Moola narrated a story (which more or less means) that Imam Abu Hanifa (ra) did not even take the shade of the tree of a person to whom he had loaned some money, cause he did not wanted to get any benefit from a person to whom he gave a loan.
(After hearing this) The next time that friend of mine invited me; I politely refused to accept it citing my reason. Now please enlighten me on what to do. Should I make a rough calculation of the amount that he might have spent to entertain me, and then when I take back the money should I take that amount less and what about my friends remark about his intention. Please let me know what can I do?