Q: Is it permissible to take out airtime advance with networks such as Vodacom and MTN?
Your account gets credited with airtime and you don't pay right away, but you are charged an extra service fee to get the airtime as you do not have to pay for it right away?
Q: For money issues, I sold my car to my friend for 5 million and on the same day, I want to take back my car from him for easy installments. But he is selling it back to me for 6 million over 30 months installments. Is this allowed in Islam? The car is still on my name.
Q: I am in business of steel and rubber trade in which I used to give material on credit without any witnesses. Recently I heard a speech of a scholar that Allah will not hear your prayers if you had given credit without any witness.
Is there any remedy to my situation and also does the material on credit and money givien on credit come under the same ruling?
Q: We had a sale agreement for our property five years ago with a person for 8 million rupees. He paid 2 million rupees in advance, and he promised that he will settle the balance of 6 million rupees after 6 months and complete the registration. However, he was unable to arrange the remaining amount of 6 million rupees. Now we are planning to sell the property to some other person. Therefore, I need to return the 2 million rupees to the person, but since it's been 5 years, he is now demanding more money instead of 2 million rupees. Do we need to pay the extra money?
Q: We have an arrangement with our supplier to pay his account, 2.5% discount on the 30th following the month of our purchases. Is this shariah compliant? If not, please explain in detail how we can rectify this arrangement so that we still enjoy the benefit of the discount.
Q: Many customers buy groceries from my store on account and pay me at the end of the month. Will the sale be valid as the customers often don’t know the prices of the items they are taking?
Q: There is a small supermarket around the corner from where I live. When we need anything, we phone them and they deliver it to us. They send the bill to us for the entire month’s groceries at the end of the month. What is the law of Shari’ah regarding this type of sale?
Q: Is it permissible to have a different cash price and credit price for the same item? For example, if a customer buys an item upfront, he will pay R1500, but if he buys it in instalments, it will cost him R2000. Is this allowed in Islam?
Q: Can I purchase a motorcycle on instalments? The original price is 44 500 and on instalments I have to pay 63 000 in 1.5 years on equal instalments of 3000 a month. Is it right or is it sood?
Q: Is charging more than the price on an item if it is bought on installments permissible or not?