Trade

Q: If one is doing a property development, what is the maslah of selling the property off-plan? From limited knowledge we aware that if a commodity is not in stock, one is not allowed to sell what there is no stock of. 

Q: There is a app called Refreshi, this is how it works, you pay a certain amount and get a bag of food/dessert etc... but you don't know exactly what. This is how it is written. 

"Enjoy a tasty mix of baked goods. R68 You could receive, donuts, croissants, danishes, and/or pastries. Every bag is a surprise and delight to your tastebuds." 

Is this permissible?

Q: 

1. Is it permissible to sell a live animal to a sangoma who will use the animal for some haraam ritual or for making sihr? 

2. Is it permissible to sell a live animal to a non-Muslim undertaker who will use the animal for some rituals and for feeding?

Q: I am interested in purchasing a company that manufactures malic acid. The acid is used in the manufacture of sweets to make them taste sour and also used in the manufacture of beer to give it a sour taste. 

The main customer base of the company is the breweries. 

Will it be permissible for me to purchase the company and maintain the same customer base?

Q: I would like to seek guidance regarding promoting a women’s modest clothing business on Instagram. 

1. Is it permissible to advertise modest clothing using female models if their faces are covered or not shown at all (for example, only showing the lower body such as the outfit from the shoulders down or waist down)? 

2. If using human models in this way is not permissible, would it be allowed to use AI-generated images to promote the clothing, where the “model” is not a real person and the face and eyes are also covered or not shown (only the lower body is visible)? 

My intention is to maintain modesty while still presenting the clothing in a presentable and appealing way for customers.

Q: Is it permissible to charge a general 15% handling fee for all returns for admin and transportation costs? 

E.g. The seller is in Durban and the buyer is in Johannesburg or Cape Town. The seller incurred admin and transport costs to get the goods delivered and will incur costs to get the goods returned. There could be various reasons for the returns - incorrect goods supplied, excess stock bought, damaged goods received, buyer cannot sell the goods etc. 

Q: With the recent conflict in the Middle East, we are bound to be worried. Recently, the President of Brazil had called out to the the President of South Africa stating that we should be prepared and ready as our country is at a risk of getting invaded. 

Some Ulama have called out in the Western Cape saying that we should stock up and store goods. 

My question is, is it permissible to buy in bulk and store items?

Q: On Amazon and other online stores, there's a type of installment payment that involves interest. The buyer takes out a loan from the bank to pay for the product in installments, and the store pays the seller upfront without any interest. The buyer pays the installment to the store, and the store pays the seller the full price of the product immediately. 

It's not possible to disable this payment option on these stores. 

Would it be legal to sell on these online stores?

Q: If a person purchases an item on a payment plan, agreeing to pay the price in fixed monthly installments over a set period, and the contract includes a clause stating that if the buyer defaults on any single installment, then the entire outstanding balance becomes immediately due and payable. Is such a condition valid and permissible?