Interest money

Q: I have both a current account as well as a savings account at the same bank. On both the accounts, the bank levies bank charges, but the savings account is interest-bearing.

In this situation, can the interest received on the savings account be used to pay the charges levied on both accounts by the bank?

If not, then to whom should the interest be given? Can it be given to non-Muslims and even to street beggars or beggars knocking on doors every week?

Q: I have got a mobile for myself and my wife on credit. Unfortunately I didnt do timely payments and also paid some interest on it. I know its a major sin but I just wanted to ask that the usage of the mobiles which I bought for myself and my wife is haram or halal?

Q: My husband's aunty always brings random stuff into our house. But my sister in law said that she spends on those things is riba or interest she gets from the bank.

My question is, are those things haram for us? Or should we consider it just as a gift.

Q: If a person gets interest money from a bank or a pension account then to whom should the interest money be given? Is it allowed to give the interest money to one's son or daughter or a relative?

Q: Is it permissible to use interest money to pay for duty costs imposed on imported goods?

Q: I often import goods from other countries. In some cases, the government charges me exorbitant amounts as import duties. Can I pay these import duties with interest money?

Q: As per new Saudi rules, they are charging many levy, taxes, even charges of exit/entry and iqama charges. My father have 7 dependents under him which and we are paying government more than 40,000 riyal from our halal earned money. In this case, is it possible to pay them by depositing our money in fixed deposits and give them interest amount and get rid of it? 

Q: Can you use interest money to offset bank charges?

Q: If prize bond is haram, can I purchase a car in a money draw money because some people said prize bond is interest?

Q: A business bank account was opened with Nedbank. Upon opening the bank account an investment(call) account had to be opened in parallel( for international money transfer ). The investment accounts generates interest. Can the interest be used to offset bank charges?