Those people upon whom Hajj is compulsory

Q: I have question regarding Hajj. I have taken a loan from my father in 2018 of $65,000 for home purchase in order to avoid interest bearing transactions. Terms we decided were that I will pay when I have the ability to pay back and Alhamdulilah I have been paying back on a monthly basis and have reduced the remaining amount to $19000.

I have $70000 in 401K, cash balance around $8000. I own 50% of the house with my brother and a car (resale approx $5000 value).

My question here, is Hajj Fard on me right now?

If I decide to save for Hajj right now if Allah wills then it might be possible to save enough for Hajj (it might be possible that I may not be able to save enough or visa/qouta issue). But my loan from my dad will be still $19000. What should be my priority to first complete? If Hajj is not fard then can I go for Umrah?

Q: I would like to find out if I have funds to perform umrah, should I do it or should I continue saving until I have enough money to perform my first hajj?

Q: A family member's car was stolen. They are getting paid out by the insurance. They have been accredited for Hajj today. Can this insurance money be used to perform Hajj?

Q: For doing Umrah or Hajj is it obligatory that only after parents do Umrah or Hajj then only son or daughter can do?

Q: If a woman is pregnant and has the means to perform hajj, will she be sinful if she is told that the airlines doesn't allow her to fly in her third trimester. What should she do in this case?

Q: My husband and I wanted to do hajj in 2022. We have been waiting for this for three years.

When he was first time eligible for hajj, he sent his parents for hajj to get the reward and to give them a chance first. Due to the pandemic we were not able to go, now we want to go but his parents want him to send them for umrah.

What should we do now, give preference to his parents nafil umrah or to our mandatory hajj? 

Q: Can someone who doesn't have a knowledge of the holy Qur'aan perform Hajj?

Q: In America, a baby gets child benefits from the government. Can the father take a loan from the child's money to perform hajj and return the debt once he has the money? The baby is na-baaligh.

Q: My husband's parents names were selected for Hajj this year. However, they have a shortfall of a lot of money. One-third of it. My father-in-law also has a credit card with money owing on it. However, he is not concerned about clearing his debt before going. Furthermore, he asked my husband if he can help him with the balance of the money, which my husband said he would take on his credit card. I am not in favour of this decision as it is a lot of money and we actually cannot afford to pay it every month but he is insistent. We have a family of our own and expenses every month, furthermore, my father-in-law has no sense of remorse that he is going to put his son into debt. Is this fair? Is this allowed?

Q:

1. Last year, I had enough money for hajj while no time to perform hajj. So I intended to do hajj this year by saving the amount. However, I utilized the maximum amount for the ongoing construction of our house since we are a big family. And so, I couldn't afford to go for hajj. Do I need to do hajj at any cost?