Punishment for zina

Q: I did zina and prayed for forgiveness from true heart. I don't have inner satisfaction. I live in Pakistan where Islamic punishments are not enforced, how can I get the punishment of 80 lashes other then that can I explain the topic zina to my family? 

Avenues of zakaat

Q:

1. Can my wife use her zakat money to send my parents or other relatives to hajj?

2. Can she save her zakat money for two or three years so that it reaches certain amount and could be used for bigger causes?

3. What are the ways in which the zaakat money can be used, like school or university education of a Muslim student?

4. Can it be used to support parents or in laws?

The name Umair

Q: Can you please give me the meaning of the name Umair. And how should it be pronounced. Its starting with ain. But if we pronounce with the sound of alif is it ok?

Becoming eligible for zakaat due to debts

Q: Whilst running my business I incurred huge debts in the past few years, and for this reason I had to close my business and was forced to leave my home country for safty reasons. Now for almost two years I'm in a foreign land with my family. Both my wife and I are working. Some of the people who I owe are in the hope that I will one day pay them Inshallah. Now that I'm working and thus the salary what we both receive does not suffice our monthly expenses which includes house rent, school fees, and other day to day expenses. Expenses are more than double the amount we receive as salary. My wife has almost 250g of gold jewellery which was left in my home country which is still belongs to her. And over here where we stay now, we do not own anything unnecessary. Now Mufti saheb my question is

(a) In this scenario am I allowed to collect zakaat funds to overcome my monthly expenses?

(b) I'm I allowed to collect zakaat funds to clear my past business debt?