Taking a student loan

Q: I would like to know that my child needs to go college next year but I would not be able to put up with all the cost because I have other children which go to private Islamic school. So I need to pay for their fees so is it allowed to get a student loan for the college child?

Is zakaat obligatory if one is in overdraft

Q: I am married with a three month old son. My wife and I both work. We live in a very modest lifestyle and Alhamdulliah just about manage to afford our essentials every month (rent, food, electricity, etc). However, once all the expenses are paid, our bank account is in an overdraft. We have been living in a bank overdraft for almost a year now and are trying our best to get out of it due to Allah's ruling on interest. Is Zakaah still obligatory on us? If yes, how do I calculate a percentage on a negative bank balance?

Installing refrigeration systems

Q: I have applied for a job at a company that installs industrial refrigeration systems (cold rooms, cooling for warehouses, etc.). My job would entail designing the system as well as overseeing the installation and repairs on site. I have found out that the clients include breweries as well as companies that would stock haraam meat products (certain fast food franchises and supermarkets). Based on the above please could Mufti Saab advise as follows: 1. Will it be permissible for me to take on such employment, or will it fall under the category of assisting in sin? 2. If the answer to the above is 'impermissible', will the ruling change if I am granted exclusion from working on the cold room that would store alcohol and other haraam products? 3. Any other info that Mufti Saab would feel relevant, as I would not always know what the cold room would be used for. Jazakallah for your time and effort, and please do remember us in your duas.

The coming out of discharge

Q: When I was at school I had some dirty sexual thoughts during the day and I was not sure if discharge had came out or not but when I got home I noticed only a tiny bit of discharge on my underwear, but when I used the bathroom and washed there was a lot of discharge. Am I napaak? If I don't do ghusul right away will everything in my use become napaak?