Leaving the lesson and performing Salaah

Q: I am taking an online aalimah course and because of time differences, South African time goes from before maghrib 6:00 to 8:30 after esha has already set in. The asaatizah have told us that we should leave for salaah and catch up with the missed portion of the lesson later.i.e. We definitely shouldn't miss our Salaah for classes. Our first lesson completes at 7:00 or 6:45 depending on subject and day. Can I wait for the first lesson to complete and then read my maghrib Salaah before the next subject or should I immediately leave the lesson and catch up later?

Wealth acquired before one's zakaat date

Q: My question is for zakaat, wealth should remain with a person for an "entire lunar year" then zakaat becomes wajib. My question is if a person has one million which remains with him for an entire lunar year, zakaat becomes wajib on him but if he gets half million one week before his zakaat date, does he need to pay zakaat on one million or 1.5 million. Please clarify. (Please note that half million which the person received did not remain with him for an entire lunar year).

Is it compulsory upon the husband to take his wife for Hajj

Q: I planned to go for Hajj with my wife but she got pregnant and then I went alone and performed Hajj this year. My question is: Is it compulsory on me to take my wife for Hajj; if yes then when? (I heard I can't go for Hajj for next five years according to Saudi Hajj Policy as I just performed Hajj this year) Is it fardh on the husband to take his wife for Hajj?

Provident fund

Q: Is a provident fund which is half collected from the employee’s salary and half deposited from the company/government on behalf of the employee permissible or is it regarded as interest? Is investing in a provident fund permissible?

Paying back the amount borrowed on the credit card

Q: We had lived in Oman for about 3 years and during our stay we took a credit card and used it at times of emergency rather seeking help from our fraternity as everyone cannot help financially especially abroad. Therefore we took it and returned the amount within 52 days which prevented any interest. However we moved to China and due to meagre amount of cash we took the credit card with us as a backup because we were going to Pakistan and then to China. The process took longer than expected. We had used the card at the airport and did some other transactions however my mother kept 400 OMR separate from the rest amount. As mentioned earlier the process took very long so although we had the money and were fully prepared to keep it separate but we could not really return in within 52 days as my father was in China and was settling down there and in Pakistan without a male the survival becomes quite daunting due to some family issues. So now here we are with the card in China and have the money and have exceeded the time limit. I inquired before and was told by you that if we pay only the principle amount and not the interest we would not be punished by Allah. So now we want to send the money back. I emailed them but got no reply. I did whatever I could to get in contact with them but could not. So my dad was telling my mother to keep the money because every bank has insurance and after the time limit exceeds they put the name of the customer in another category where they only want to recover the main amount not the interest. So he suggested that start a business with the amount of money. She has approximately 1 hundred thousand rupees which is 1 lakh and then repay the amount to the bank, the major amount not the interest from the profit she will get. My dad is a business teacher and knows all about businesses. The following are my questions:

1) Is it permissible for her to start a business with the money she has and then return the money from the profit she will get?

2) We could not repay the money within 52 days but we intend to and have the money till now and have not used it and only will pay the major amount not the interest, so will we be punished by Allah?

Women bathing after haidh

Q:

1) Regarding haidh, and the lady not seeing blood on her pad, how long should she wait to see if the pad is clean, before having a bath and offering salaah. e.g. should she check once every salaah time, or once a day etc.

2) Regarding nifaas, is there any rules similar to haidh in the aspects of stopping and starting bleeding again after a few days. Nothing is mentioned in beheshti zewar. How does a ladies nifaas stop, if e.g. blood stops then 5 days later starts again, is this still part of nifaas?