Interest and Gambling

Q:

1. Is insuring one's business halal or haram?

2. Is working in an insurance business allowed in Islam? 

Q: I live in a country where car insurance is mandatory, without which one cannot drive and get anywhere. Out of necessity we got a car insurance.

Recently, my mother got in a car accident (it was not her fault, she was hit from behind) and was injured (she has a concussion and pain in her head). Per the insurance rules, she was to be given treatments (physiotherapy and so on) as well as compensation money due to her injury. The insurance company did not give her the compensation money or pay for her treatment costs completely. She wasn't event told she could receive compensation.

Later, she talked to a lawyer who was introduced by her friend who told her about it. Now she is making a claim against the insurance company to receive proper treatments (with all costs covered) as well as compensation money.

Is this compensation money halal to use?

Q: I want to buy a car for my use but for that I want to know whether it is allowed for me to take a loan from a bank on monthly installments (interests) as I have no other way to fulfill my need. Can I avail that option since I am in need and also I have filled up the paper work.

Q: I am a software engineer working in a University. The salary is going to my bank account, please explain to me how to save myself from sood (interest). Currently my money is being saved in a local bank. 

Q: A Muslim business has already taken out insurance on their fleet of vehicles.

Is it permissible for a Muslim to do the accounting records and related calculations for this insurance which they have already been taken out? For example, he will have to calculate the total insurance premium for all the vehicles, cross-check and ensure that the insurance records are correct, etc. The Muslim will be working for the business itself and will be in no way related to the insurance company.

Q: I have a saving dividend (interest money) with my provident fund and will receive it when I resign or retire. Without expecting reward from Allah Subhanahu wa Ta'ala, may I donate the money to needy people from my current income? 

Q: I have question about sood. In my town people are taking Rs.45,000 for a month and giving the Rs.60,000 or Motor Cycle CD-70 having price of Rs.63,000 after one month, so choice depends upon people either they want Rupees or Bike. So I want to know that whether it is sood or not. Some people are saying that taking rupees is sood but bike is not sood. Please guide me.

Q: Is life insurance allowed in Islam?

Q: A business bank account was opened with Nedbank. Upon opening the bank account an investment(call) account had to be opened in parallel( for international money transfer ). The investment accounts generates interest. Can the interest be used to offset bank charges?

Q: A person bought a commercial property for R10 million, and the replacement value is approximately R15 million. The current tenants will not sign a new lease unless building and third-party liability insurance for workers is covered. In this case, can the owner of the property take out an insurance policy?