Hajj & Umrah

Going for hajj while paying off a mortgage

Q: I would like to go for hajj and we have enough money for my husband and I to go but we have a house mortgage that we took 7 years ago ( I understand it is not allowed to take interest based mortgage but I was then advised by a local Mufti Saheb in England that as there are no other options and I had been paying rent for so many years it would be permissible as not for business purpose and purpose is to live in the house). I do not have enough money to pay it off but have enough for hajj. It will take me at least another 5 years to pay the mortgage off. Do we need to postpone hajj and pay off the mortgage first or can we go for hajj first?

Performing Hajj for a person who did not make any bequest for Hajj-e-badal

Q: My mother passed away 38 years ago. She made her niyyat to perform her hajj but she passed away before she could do it. My mother had two children from a previous marriage from which one son passed away twelve years ago without doing his hajj. Almost three years ago, my father also passed away without doing his hajj. He left a house behind which we, as his children, are in the process of selling. After selling the house, can we use the money, which is our inheritance, to pay someone to perform hajj-e-badal on behalf of my mother, father and brother?