Making masah over a gauze

Q: For the reason of taking medication through drip, I have a covering on my arm just below the elbow. This is a plastic tap held by gauze and cannot be removed for at least two days. Is wiping with a wet hand on top of the gauze when performing wudhu correct?

Communicating with the boy before nikaah

Q: I am in a very discomforting situation in my life. I don't know who to ask but I think Allah SWT guided me to you. In my family, only my mum does Shariah Pardha. In my Dad's side of the family, it is a norm to get married in the family as well as to talk to your cousins.

A while ago I communicated with my male cousins but I realised it is wrong. Therefore when I went back home I only spoke to them if there was a dire need. I don't do Shariah Pardha at the moment but I hope to do so.

Anyhow, I got engaged to my uncle's son whom attends jamaats etc. He tried to communicate but I ignored the messages. Later he spoke to my female cousins, therefore I responded and explained that I don't find it appropriate talking to you. But he doesn't understand.

My parents think it's okay for me to talk to him if I talk within limits. However, I don't want to talk to him and I have explained a couple of times, however he does not understand. I don't know what I should do.

Whose duty is it to pay for the household necessities?

Q: I am currently working for my father whereby I am in a secluded office doing his book work. For this I earn a wage. My husband also earns a reasonable wage and my question is:

1. Should I, as the wife, pay for household necessities and groceries or is it the duty of my husband? Please bear in mind that my husband and I are newly married and I have not had the confidence to bring up money matters with him as yet.

2. How do I go about discussing this with him in a sensible manner?