Trade

Q: I paid less than I should have when I went to the supermarket a few months ago due to an error in their checkout system. I messaged their customer service online on the day and they said “Thank you for your honesty. There's nothing much we can do about it at here at Customer Services but if you do wish to get rid of the difference you can return to the store and speak with the Customer Service desk.”

Am I sinful if I don’t go back and return the difference? I’m not 100% sure if I still have the receipt.

Q: I want to know about forex trading in gold usoil or currencies? What are Islamic teachings and what should be avoided? If the broker is paid directly and dollars are given back directly within that time, is it permissible?

Q: Shein, an online store has a points system. For everyday the user checks in they are given points, for every review on items bought u are given points.

When orders are received and you confirmed its received, you are given points and these points are then accumulated and converted into rands for which you can use for purchases.

Is this points system valid?

Also, they have a coupon system where if you purchase over a certain amount, there is a discount. Is this permissible?

Q: Are we as Muslims permitted to buy from Shein, the online store?

Q: I bought a TV with option of no cost emi of 3 months. After emi completion, Later I found out that it is not permissible and it involves interest as bank gives loan and charges interest and then I checked my statement and found out.

I usually buy items paying all amount but this happened first time that I had to take this option of no cost emi. From the day, I came to know I am feeling bad. Should I sell of my TV or keep it? If I sell I won't even get 50% of amount which I took. So I am in a dilema. What should I do in this case.

Q: Zaid buys a car with khiyaarus shart. Can he sell it off within the 3 day period, make his profit, and then pay the due amount to the seller?

Q: Is it permissible to buy a product from someone if we know that he bought that product by means of an interest based loan?

Now he has finished all installments and possesses the product and is willing to sell it off..

Q: I bought an electronic item from a store and it was discussed that the amount would be 67000 INR even if I pay once or in 3 installments. On the bill it was mentioned that 22333x3 will be deducted from my card every month for 3 months and also it was mentioned as 65300 as principal and 1700 as interest. Is this allowed as the amount was fixed?

Later, I found out in the statement that around 100 rupees was charged extra and total amount which they took was 67100 INR.

Q: Is using paper currency In accordance with sharia and is it permissible?

Hence the world trade currency is not based of any tangible asset such as gold or silver.

The federal reserve prints USD without any backing then using it to provide loans to poor countries in exchange for services and goods. It also gives Central Banks control over the economy and have control on how much is printed to who it is distributed to and is unjustly distributed.

They also use banking methods such as Riba and fractional banking which is haraam and is the backbone of their financial system.

Q: I have ordered online. The courier delivered the item to the security or maid. I then asked the sender where is my items as it was not delivered to me and the proof of delivery has the maid or security name. They then offered a refund or replacement. I did this a few times with a few companies. I wanted to know if this is haraam