Conditions & Fundamentals of Hajj and Umrah

Q: Is applying ointment for pain or other cause also prohibited after one had entered ihram, because normally all ointment has a scent whereas all scented things are prohibited in the state of ihram?

Q: A female scholar in Masjid Nabwi told my wife that it is permissible to cover the face while doing Umrah and that there is no proof for covering the face while doing umrah. She followed her instruction and did umrah while her face was covered with niqaab. Was the female scholar correct? Does my wife have to pay any type of compensation?

Q: I have a question regarding the obligation of Hajj.

I am a convert to Islam.  I got married in 2013 and had a baby last year who is now 7 months old.  My husband and I would like further children insha Allah and as I am now 33 years old we would prefer to have another child as soon as possible. We are thinking about going for Hajj this year. My husband has already
performed Hajj in 2010 but I have not had the opportunity so far. I have a few concerns with regards our obligation to perform Hajj this year:

1. Our little baby will only just have turned one when we travel and as I am breastfeeding I would have to stop in order to perform Hajj.  I am worried about leaving him (he would stay with my husbands parents) but also realise that if we do not go this year, we may find it even more difficult in future years if Allah gives us more children.

2. If I do become pregnant prior to Hajj, is it permissible to postpone Hajj due to pregnancy and fear of causing harm to the unborn child.

3. I still have some outstanding student loan that I took out when I was at university before I accepted Islam. The repayments are linked to my income and taken out of my salary each month.  I believe that I still have a few thousand pounds outstanding and the loan does have a small amount of interest attached to it (linked to inflation). Hajj will be jointly funded by myself and my husband. I do not think that it will be possible to pay off the student loan and still have the funds available to go for Hajj. Would it be permissible to travel for Hajj with any of this loan outstanding?

Q: I went for Umrah from Jeddah where I reside. I did Umrah but I came back to Jeddah without cutting my hair. I did not remove my Ihraam. I only removed my Ihraam after I cut my hair in Jeddah. This is not the first time I am doing umrah. Please advice if I needed to do Dam.

Q: A woman went on hajj without being accompanied by a mahram. She had sons, but all of them were too busy with their lives to follow her so she went in a large, safe group of women. I know this is impermissible, but what is the ruling regarding the actual hajj - was her fard of hajj fulfilled? Or was it invalid, making it fard for her to repeat the hajj?

Q: I am going for umrah in April and I have a problem that after finishing the urination, I still dripping for a while so I would like to know that if I can wear an underwear to hold on?

Q: What to recite during tawaaf of umrah and sa'ee? Tell me in detail any duas.

Q: If the husband kisses the wife without lust while in the state of ihraam, what penalty must he pay?

Q: If a person lives in the premises of the meeqat like Jeddah then is it obligatory for them to do tawaaf of the kaaba on every visit if not in ihraam? If they go for jumua salah then they have to do tawaf or they can go only for salaah? I heard that it is the right of kaaba that if one visits it one should do tawaaf. 

Q: Can one wear sandals while making sa'i of saffa and marwah. Also can one use toothpaste in the state of ihram and what should one do if one has a problem with urine drops when in ihraam?